First Direct

stephane_2

never-in-doubt wrote: »

The fact they say no mate! Seriously, cos they decline me, it makes me want it more!! But seriously, that's it now - i'm done with them, never going to apply again!

Sort out your cifa's, bring the number of searches down...and you'll just be fine. Don't know about you but I never declare myself defeated until I've tried everything to get it...

never-in-doubt

Innocent_Guy wrote: »

I dont believe ya! I bet that you WILL at some point apply again

Not now matey, will end up moving to someone new and then stay with them, may even just go into HSBC and prove my identity (again) and stay there, they have been good to date

I'm not that bothered about FD, its their loss - as I told the silly muppet on the phone. She questioned why there was so much going through my account each month - I mean !!!!!!! I said surely its best to have £8k per month paid in than only £1k to which she went quiet!

Must'v bin a blone bint me thinks (or possibly grey going by the morbidly obtuse way she spoke to me) - death becomes her :eek: :rotfl: :eek:

never-in-doubt

stephane wrote: »

Sort out your cifa's, bring the number of searches down...and you'll just be fine. Don't know about you but I never declare myself defeated until I've tried everything to get it...

Cheers mate - yea, well Lloyds re-added the same cifas so that's it now, will issue them a court summons for libel. I warned them last year and now they've crossed the line, so its game on for Niddy v Lloyds....

They must forget I beat the CRA's so i'll beat them, idiots really annoy me its actually shocking!! :rotfl:

TheEffect

Don't you have to take them to the Ombudsman first?

never-in-doubt

TheEffect wrote: »

Gone from 61 searches to 42 so far. Haven't applied for anything in 3 months.

Well done mate :T :T - I "now" only have 8/9 searches actually and mine was ermmm, 500+ last year! :rotfl: :rotfl: :rotfl:

never-in-doubt

TheEffect wrote: »

Don't you have to take them to the Ombudsman first?

Nooo - not at all. Just go straight in with small claims court, civil action mate (Libel)

You changed your post!! hahah

MrTomato

I don't want to hijack the thread, but I too would like a First Direct account.

I have an e-saver one, but I only have a sort code and account number. Does anyone know how I'm meant to log in to internet banking?

never-in-doubt

MrTomato wrote: »

I don't want to hijack the thread, but I too would like a First Direct account.

I have an e-saver one, but I only have a sort code and account number. Does anyone know how I'm meant to log in to internet banking?

Hiya Ring 0800 242424

Dr_Cuckoo3

oxenryd wrote: »

Hey nid

Been following this thread for some time now, what is it about FD that makes you want to bank with them so much ?

Because he wants to bump into the woman from the First Direct advert at the checkout

"Black is the new......"

Dr_Cuckoo3

TheEffect wrote: »

Don't you have to take them to the Ombudsman first?

Yep - take it up with the Bank Fan club first