save instead of spend diary

tiff

Just in case you dont know, it has changed and now the money from free scratchcards goes into your bonus balance which means you cant withdraw it.

miemie

hi tiff is that with tab or littlewoods

tiff

Its TAB, miemie.

miemie

The miserable B*GG**S is all i can say

miemie

Well have done scratchcards 10p on LW and 10p on TAB, decided to carry on with TAB and when it gets to £10 blow it on bingo if i win its a bonus if i don't well it was'nt mine to start with IYSWIM.

Have opened an ISA with Natwest as i have a current account with them and survey money quidco etc gets paid into it, so i am going to save £500 in savings account this will be for emergencies such as washing machine blowing up, kids putting a football through windoe that type of thing and ISA will be my savings, if that makes sense, so this morning my £100 bingo winnings from TAB went in so have transfered that as well as some money that was already in there so i have £114 in ISA and £131 in savings:D.

Also 3 surveys on onepoll so that was 25p, i'm getting there........slowly.

have a good day miemie

miemie

Morning

Well almost another week over, got work all day and my head is banging and a class room of 30 children to look forward to can see an early night tonight.

Done scratchcards so have won 25p on TAB and another £5 on LWs so have withdrawn another £10:D, have also done some more surveys on onepoll so thats another 30p.

checked accounts this morning been paid some overtime into Natwest account so have put that into ISA and £10 from LWs has cleared into
other account so thats gone into savings.

Can't believe how quickly its adding up,hope everyone has a good day.
miemie

cocalls

Morning miemie so is the goal still £1500? Do you know how you're going to manage that ie what you need to save each month and more imporantly what are you going to spend it on (please don't say xmas as you can pick up cheap things throughout the yr for that!)

miemie

Morning cocalls, really unsure at the moment need to think about it and go through finances, really want £500 in regular savings for emergencies, then i have the ISA thinking of just trying to get it to its max by April, how i'm going to do this your guess is as good as mine (not very focused am i) i think this will be from surveys,ebay, quidco, any overtime etc,also if i don't spend all money allocated for groceries.

Really sorry my brain is'nt working properly this morning have started a detox diet and have cut out caffiene and feel really woozy and head just feels muggy, you might get more sense out of me in a couple of days.

won 10p on LW scratchcard and done 2 surveys on onepoll so thats another 15p.

Have a good weekend
miemie

miemie

Busy day have worked all day today so thats 3 hours overtime to add to the pot at the end of the month and was really good and took lunch and snacks with me.

10p on scratchcard this morning and 15p on onepoll, another £10 from LW bingo had cleared into account and had 4p interest added to current account so transfered £10.04p to savings so now have over £200 in savings:D.

hoping to keep shopping bill down this week as still have quite a bit in and won't have time to go shopping properly until thursday so going to see if i can leave it until the weekend here's hoping.

miemie

miemie

Well good day yesterday only spent 50p on a bottle of water, will keep bottle and refill, have another full day at work today but at least i'm earning money and it keeps me out of the shops, will take lunch and snacks with me to resist temptation from yummy bakery, have to say i'm sure i'm losing weight because of it.

10p on LW and 5p on onepoll, don't get paid until the last friday in the month and have £150 in bank account to last me till then, don't have anything to pay for except food but finding it frustrating that i've nothing to put into savings account, might have a root around see if i can find some bits to flog on ebay.

miemie