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Speeding - Speed Awareness Workshop

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Comments

  • realaledrinker
    realaledrinker Posts: 1,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    I tracked down an ACPO document last year when I was snapped that said a course was appropriate for drivers doing more than 10% over the speed limit, up to 10% + 6mph.

    I had been doing 51 in a 40 or so they claimed & didn't get the option.
    Ethical moneysaver
  • losgiganteskid
    losgiganteskid Posts: 965 Forumite
    Part of the Furniture 500 Posts
    real1314 wrote: »
    Ok, I'll bite - you show me where it says -anywhere at all- that you have to notify this to your insurer.
    They tell you on the course that it's wiped and does not need to be declared - are you suggesting they are inciting an illegal act? :confused:

    Surely getting caught speeding is just that - getting caught speeding.

    An insurer wouldn't give one iota as to whether you as an individual chose the fine, points and /or course. You got caught speeding so it's an senario where the insuers would need to know at renewal or inception of a new policy

    Equally, can you show me where it says that you don't have to notify your insurer if you opt for a course rather than accepting a fine/points. :rolleyes:
  • sillygoose
    sillygoose Posts: 4,795 Forumite
    Part of the Furniture
    If you get stopped for speeding you have not been convicted of anything so no need to tell insurers as at that point you have not been proven to have done anything!

    You then always have the option to go to court, again if your found innocent you don't need to tell your insurers as you didn't do anything.

    In reality to speed it up the Police offer you a fixed penalty in which you plead guilty and the court endorses the punishment, same as above.

    In this case the police offer you the ALTERNATIVE to either court or pleading guilty and taking a penalty. You do a deal, you agree to go on the training and they agree not to charge you with anything. You are not prosecuted of anything so how can you inform your insurers? of what? that you were nearly prosecuted but were not?

    Think about it.
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Surely getting caught speeding is just that - getting caught speeding.


    Since when have insurers starting asking "have you ever been caught speeding?":confused:

    They ask about convictions. Going on a course doesn't constitute a conviction.
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • losgiganteskid
    losgiganteskid Posts: 965 Forumite
    Part of the Furniture 500 Posts
    As i haven't been in this situation before - I didn't realise that going on a course is "instead of a conviction" - I entirely agree that if I am not convicted then I do not need to notify my insurance company
  • Chippy_Minton_2
    Chippy_Minton_2 Posts: 1,839 Forumite
    Warwickshire.

    OK

    So what road and at what speed?

    Oh and what's the new speed limit for the road?

    We'll see if you will be suitable for the course.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • CHR15
    CHR15 Posts: 5,193 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mine was a 30mph zone.

    The form said courses may be offered for drivers nabbed at 35-39mph.
  • losgiganteskid
    losgiganteskid Posts: 965 Forumite
    Part of the Furniture 500 Posts
    OK

    So what road and at what speed?

    Oh and what's the new speed limit for the road? (the limit hasn't changed as far as i'm aware)

    We'll see if you will be suitable for the course.


    i) Pass

    ii) Pass

    iii) Phone a friend on that one.
  • Stephen_Webber
    Stephen_Webber Posts: 2,434 Forumite
    on my course, the criteria for attending was doing between 31 and 39 (inclusive) in a 30 zone. Other people speeding where dealt with in a different way (although they didn't say how). One lady on the course had been caught 3 times by the same camera in the space of a week, so she was going to cut down her penalty from 9 points to 6!
  • LandyAndy
    LandyAndy Posts: 26,377 Forumite
    Part of the Furniture 10,000 Posts
    I value my time - not sure as to whether I wish to be lectured to for up to 6 hours and have to pay for the priviledge !. Which ever way, as far as insurance goes its still a speeding convistion and has to be notified to your insurers whether you opt for the fine or the course.

    I can confirm that you absolutely do not have to notify your insurer. This was specifically stated by the course leaders. This in itself, besides the useful information imparted by the course, makes it worthwhile.
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