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Sub Prime Credit Thread Part III

18485878990804

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    DW? :confused::confused:
    DW = Don't Worry
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Mate the word Great before Barclays just doesn't sound right! Try this....

    No you don't, you have a great account with HSBC plus a Barclays one!

    Sorry. :p

    Well he does have a good account with them, it's their Premier one.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Mate the word Great before Barclays just doesn't sound right! Try this....

    No you don't, you have a great account with HSBC plus a Barclays one!
    TBH couldn't slag barclays off at all! Everything I need is provided, no hassle
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Right I'm off to bed.

    Good night guys.

    P.S Try Halifax and see what they say, you could always close it.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Sutton, enough of the i'm feeling sorry for myself. I told you via PM and on the posts that you'd get the Halifax account and you will. Just bear with us ok!

    Wait for decision then come back with an update - be positive!

    Regards to your problem it is the NOC - get it taken off asap and you'll start to pass more and more credit applications as this NOC will block a basic credit score - without the NOC you could pass the score in which case the adverse data may not matter as much and you get accepted!

    Halifax work this way - don't worry! I'll help you out when you know for sure, if it is bad news...
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • LOL I just messing matey - hows you, aint seen you for a few days! Still stoned - just come down now a week later :rolleyes:

    had some good gear then.makes coming home crap though.
    we had 3 tonn of mini safes filled with seriously stinky weed and h a few years back.that was from holland.did smell potent.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Right I'm off to bed.

    Good night guys.

    P.S Try Halifax and see what they say, you could always close it.
    Night............ Not going to bother, my next search has Aqua or G E Moneys name on it
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Sutton, enough of the i'm feeling sorry for myself. I told you via PM and on the posts that you'd get the Halifax account and you will. Just bear with us ok!

    Wait for decision then come back with an update - be positive!

    Regards to your problem it is the NOC - get it taken off asap and you'll start to pass more and more credit applications as this NOC will block a basic credit score - without the NOC you could pass the score in which case the adverse data may not matter as much and you get accepted!

    Halifax work this way - don't worry! I'll help you out when you know for sure, if it is bad news...
    I think the NOC highlights any adverse as you say....................
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sutton, enough of the i'm feeling sorry for myself. I told you via PM and on the posts that you'd get the Halifax account and you will. Just bear with us ok!

    Wait for decision then come back with an update - be positive!

    Regards to your problem it is the NOC - get it taken off asap and you'll start to pass more and more credit applications as this NOC will block a basic credit score - without the NOC you could pass the score in which case the adverse data may not matter as much and you get accepted!

    Halifax work this way - don't worry! I'll help you out when you know for sure, if it is bad news...


    I know, I must not feel sorry for myself. Thanks NID. :o
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