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John Lewis Mastercard
debtdestroyer007
Posts: 402 Forumite
in Credit cards
hello all
just about to apply for the John lewis mastercard, assuming they check equifax only. any suggestions guys, is this easy to get, my credit is fine, except i am using 94% of my available credit
cheers
just about to apply for the John lewis mastercard, assuming they check equifax only. any suggestions guys, is this easy to get, my credit is fine, except i am using 94% of my available credit
cheers
0
Comments
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Crikey, 94% is a lot. Good luck with your application.Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
I applied in Dec when using about 6% of my available credit. Got a decent starting limit. Also the application said yes immediately online. There's soooooo many other criteria other than available credit though.Kavanne
Nuns! Nuns! Reverse!
'I do my job, do you do yours?'0 -
I applied in Dec when using about 6% of my available credit. Got a decent starting limit. Also the application said yes immediately online. There's soooooo many other criteria other than available credit though.
Well done! How many searches did you haveBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
How did you get on? What agency did they search?debtdestroyer007 wrote: »hello all
just about to apply for the John lewis mastercard, assuming they check equifax only. any suggestions guys, is this easy to get, my credit is fine, except i am using 94% of my available credit
cheers0 -
Probs about 10 over that past year.Innocent_Guy wrote: »Well done! How many searches did you haveKavanne
Nuns! Nuns! Reverse!
'I do my job, do you do yours?'0 -
still havent applied, i want to be sure they def use equifaxnaijapower wrote: »How did you get on? What agency did they search?0 -
okay i shall take the plunge tomorrow and apply. I will update.
fingers tightly crossed!!!0 -
naijapower wrote: »okay i shall take the plunge tomorrow and apply. I will update.
fingers tightly crossed!!!
do it today mate?
I got declined last week - they email you a link to secure page and you have to log-in for decision so when they ask on your application for a secure word and password - remember them LOL!
2010 - year of the troll
Niddy - Over & Out :wave:
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they refused me...... but i will appeal for sure.:mad: 0 -
debtdestroyer007 wrote: »they refused me...... but i will appeal for sure.:mad:
was it instant decision?
Did you get the email that asks you to log in to the application page etc again.....? 2010 - year of the troll
Niddy - Over & Out :wave:
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