📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part III

1…8283858788…804

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I was only kidding, don't get moody. :rolleyes::D
    Sutton have you tried applying for a CC that only checks equifax?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Hopefully he gets the full one

    I hope so, but I really doubt it. As soon as I know I'll let you all know. It will be a decline.
  • ged1980
    ged1980 Posts: 1,342 Forumite
    never-in-doubt wrote: »
    Next won't give me an account though, funnily enough :think: and I spend like £200 a month in there easily (well her indoors does!)

    next are bad i had CL of £1200 the went down to £400 then £100 is now at £800 but i not useing them again
    If you dont like me remember its mind over matter, I dont mind and you dont matter ;)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Sutton have you tried applying for a CC that only checks equifax?

    Barclaycard and Sygma are the only 2. Barclaycard don't offer a card that I meet it's minium requirements for. And as for Sygma well they can take a long walk off a short pier.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I hope so, but I really doubt it. As soon as I know I'll let you all know. It will be a decline.
    Well I assume it was Aip? Hopefully the U/W accepts.

    Who did they search?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ged1980 wrote: »
    next are bad i had CL of £1200 the went down to £400 then £100 is now at £800 but i not useing them again

    Can't say I blame you with all those changes.

    You could have a high balance and then they remove it altogether, and that won't look good on your file.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    ged1980 wrote: »
    next are bad i had CL of £1200 the went down to £400 then £100 is now at £800 but i not useing them again
    They have a habit of that
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Lets say I was not impressed ........ I'm ok tho!

    not impressed at what mate?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    ged1980 wrote: »
    next are bad i had CL of £1200 the went down to £400 then £100 is now at £800 but i not useing them again

    constatly used at ours.only problem with them is spending too much money.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Barclaycard and Sygma are the only 2. Barclaycard don't offer a card that I meet it's minium requirements for. And as for Sygma well they can take a long walk off a short pier.
    Ok.......... So you just gonna wait for vanquis / Aqua?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture