Sub Prime Credit Thread Part III

sutton111

never-in-doubt wrote: »

so when you click application decision under the account number etc it opens a window and says further processing? It definitely says 'we are pleased to offer you the account'.........

If so, well done matey - you got it.

So did you have BOS online before or did you set all this up then apply?

It's says:

Sorry, we are unable to display the relevant information. Sometimes when customers open a new account we are unable to match this to your customer record. Please call the Online Helpdesk on 0845 602 0000 or try again later. We apologise for any inconvenience caused.

never-in-doubt

Because of my incorrect link etc, if I apply I get screens that look like this: Because they cannot link me it shows incorrect brand and stuff, i.e. instant declines!





Then once I click on the link for decision I get this:

never-in-doubt

sutton111 wrote: »

It's says:

Sorry, we are unable to display the relevant information. Sometimes when customers open a new account we are unable to match this to your customer record. Please call the Online Helpdesk on 0845 602 0000 or try again later. We apologise for any inconvenience caused.

Thats a decline/refer mate - same as what I posted above which is the correct thing to show when it goes to u/w.... mine defaults to incorrect brand but during hours it shows what you posted! :mad: :mad: :mad:

sutton111

I bet it bloody declines.

They have accepted me but I have a NOC which means it's been bloody referred and then it will get rejected!!

That my opinion they never said anything.

sutton111

never-in-doubt wrote: »

Thats a decline/refer mate - same as what I posted above which is the correct thing to show when it goes to u/w.... mine defaults to incorrect brand but during hours it shows what you posted! :mad: :mad: :mad:

I bloody knew it, I wish I never bothered now. It's because of the effing NOC. :mad::mad::mad:

I got my hopes up and now they have been dashed.

So will that update tomorrow then?

never-in-doubt

sutton111 wrote: »

I bet it bloody declines.

They have accepted me but I have a NOC which means it's been bloody referred and then it will get rejected!!

That my opinion they never said anything.

Have you spoken to them? They confirm it referred mate?

never-in-doubt

sutton111 wrote: »

I bloody knew it, I wish I never bothered now. It's because of the effing NOC. :mad::mad::mad:

I got my hopes up and now they have been dashed.

So will that update tomorrow then?

dont worry, we'll get them to overturn it if it declines mate - chill out! They are easy to get an account with.

Hopes haven't been dashed mate - just a minor setback.

It can take a few days - just try again at daily intervals. They update mid afternoon and mid morning (03.00-03.45am and 15.00-15.45pm)

sutton111

never-in-doubt wrote: »

Have you spoken to them? They confirm it referred mate?

No they didn't confirm anything they didn't know I'll ring them again now. Hold on.

sutton111

never-in-doubt wrote: »

dont worry, we'll get them to overturn it if it declines mate - chill out! They are easy to get an account with.

Hopes haven't been dashed mate - just a minor setback.

It can take a few days - just try again at daily intervals. They update mid afternoon and mid morning (03.00-03.45am and 15.00-15.45pm)

Yes it's been referred. I've just got off the phone.

It will get rejected, I bet.

I'm really depressed now.

Yes I know, it's sad getting depressed over a declined application.

never-in-doubt

sutton111 wrote: »

Yes it's been referred. I've just got off the phone.

It will get rejected, I bet.

I'm really depressed now.

Yes I know, it's sad getting depressed over a declined application.

Don't worry mate, you'll get it - but if not then try again after a month and see what they say! Have you got the NOC taken off? It is a waste of time cos some lenders do not care much about old defaults/ccj's etc so it could be a hindrence.....