Sub Prime Credit Thread Part III

Parki_2

never-in-doubt wrote: »

Best ring and ask for a replacement card - act dumb, see what they say.... let us know when you try though (the answer should be a big fat sorry, account is now dormant but this is MBNA we're talking about here LOL!)

I will phone up and act as dumb as I can! It shouldnt be hard ;p

They still continue to send me statements for some reason though which seems pointless as I dont have a card and the balance isnt gonna change is it.

sutton111

EDIT. I'm an idiot as it's been refferred because I have a NOC (I forgot it was still on their)

Basically I will get declined. :mad:

victor-meldrew_4

sutton111 wrote: »

OMG OMG OMG

Halifax has just given me a full bank account!!! Yepppy!!!!!!

congrats:j:j:j:j

christhesparky_2

sutton111 wrote: »

OMG OMG OMG

Halifax has just given me a full bank account!!! Yepppy!!!!!!

Well done, they declined me the other night!!!

never-in-doubt

sutton111 wrote: »

OMG OMG OMG

Halifax has just given me a full bank account!!! Yepppy!!!!!!

TOLD YOU! :beer:

never-in-doubt

sutton111 wrote: »

OMG OMG OMG

Halifax has just given me a full bank account!!! Yepppy!!!!!!

wait until you get the card etc before being too happy lol, they do issue electron and full auth cards on full bank a/c's. Have you got o/d? click in online banking to look LOL

never-in-doubt

sutton111 wrote: »

OMG OMG OMG



Thanks NID for telling me to apply there I'm dead happy, it mentions something about further checks whatever that means.

That means its gone to underwriting mate - will be the defualts you have. If they reject you let me know and i'll send you a template to use to send over to specialist lending in cardiff..... :beer:

Can you look at internet banking and see the account there, does it let you click the account number and go into the account? If so then its opened, if it shows application decision then it may not go through.....

If you dont have online banking set-up, then it should go through fine if they have emailed you that response.....

sutton111

never-in-doubt wrote: »

wait until you get the card etc before being too happy lol, they do issue electron and full auth cards on full bank a/c's. Have you got o/d? click in online banking to look LOL

It's says something about Application decision?

It then says the account is open then at the bottom it says something about further checks and they will let me know?

never-in-doubt

sutton111 wrote: »

It's says something about Application decision?

It then says the account is open then at the bottom it says something about further checks and they will let me know?

so when you click application decision under the account number etc it opens a window and says further processing? It definitely says 'we are pleased to offer you the account'.........

If so, well done matey - you got it.

So did you have BOS online before or did you set all this up then apply?

sutton111

I'm ringing them to find out.