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Sub Prime Credit Thread Part III

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Comments

  • christhesparky_2
    christhesparky_2 Posts: 355 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Innocent_Guy wrote: »
    Do you have a spare few days lol......

    Weeks!

    wanting to apply for something more mainstream, but will probably wait til after christmas
    Last Cigarette 24/6/09
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Citi Gold have stopped offering aadvantage miles and their new card came last week, what is funny is the fact my limit is £2k but on the replacement gold card (without the aadvantage branding) the limit shows £20,000 so will be interesting to see what happens when I try and buy a car tomorrow hahaha

    (citi banking shows limit as £2k though - bummer!)
    Very nice................
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Brb, ......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    christhesparky wrote: »
    Weeks!

    wanting to apply for something more mainstream, but will probably wait til after christmas

    Tesco would be a good bet :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    edited 21 November 2009 at 10:06PM
    never-in-doubt wrote: »
    Appeal cos you already have a HBOS card so will probably get accepted - its worth it for free mate! :D No search will be done, so why not?

    I think I shredded the decline letter so I won't know the application ref. I'm not fussed either way, I have 5 credit cards and I think everyone can agree that is more than enough.

    More cards means more temptation and more deeper I'll get.

    EDIT: Also, I think I've ran out of lines in my signature to add more cards. :(
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Joke Time....

    A little pakistani kid says 'mum, can I lick the bowl clean'.....

    Mum says 'NO! We live in England now flush the toilet like everyone else!'
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    never-in-doubt wrote: »
    Joke Time....

    A little pakistani kid says 'mum, can I lick the bowl clean'.....

    Mum says 'NO! We live in England now flush the toilet like everyone else!'

    Since Michael Jackson was 90% plastic, they've decided to recycle him into Lego blocks so children can play with him for a change.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    ElkyElky wrote: »
    Since Michael Jackson was 90% plastic, they've decided to recycle him into Lego blocks so children can play with him for a change.

    Paddy caught his wife cheating so he decided to kill her (along with himself) in a suicide pact.

    He holds the gun to his head & looks over at his wife and says 'you can stop laughing, you're next' :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Haven't applied for anything in 1 month (which is impressive for me). I've gone from 29 searches in the last 3 months to 23. That will go down to 17 in just under 2 weeks, and down to 10 in another 3 weeks 2 days.

    I'm actually quite determined to get that down to 0, and then get that overall 12 months number down.
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    I've tried requesting a credit limit increase on my BOS card every couple of days for the past 2 weeks and they still wont give me one!

    I'm just going to spend all of tomorrow just hitting that request button to annoy them. :mad:
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
This discussion has been closed.
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