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Sub Prime Credit Thread Part III

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  • But didn't you recently apply for the Zero (that guaranteed thing with the bank account)? :confused: If so that is why.... :p
    I applied for that aswell.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • ElkyElky wrote: »
    Noo. I just applied for the Asda credit card a few days ago. Instant decline. On the same day, I applied for the Capital One Plus.

    I've not applied for any bank account for some years.

    Sorry, I thought innocent posted that asda declined him and I remebered him applying for the zero.... lol :rotfl: :rotfl:

    They also declined me straight out but sainsbury (Halifax) said yes last week - £4100 limit but apr of 21.9% so I sent it back! All mine are 16.9% or lower; exc. Vanquis. :eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • I applied for that aswell.

    See above post - I thought I was replying to you not Elky lol :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Sorry, I thought innocent posted that asda declined him and I remebered him applying for the zero.... lol :rotfl: :rotfl:

    They also declined me straight out but sainsbury (Halifax) said yes last week - £4100 limit but apr of 21.9% so I sent it back! All mine are 16.9% or lower; exc. Vanquis. :eek:
    Any news on HSBC?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Sorry, I thought innocent posted that asda declined him and I remebered him applying for the zero.... lol :rotfl: :rotfl:

    They also declined me straight out but sainsbury (Halifax) said yes last week - £4100 limit but apr of 21.9% so I sent it back! All mine are 16.9% or lower; exc. Vanquis. :eek:

    What adverse do you have ?
    Last Cigarette 24/6/09
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Sorry, I thought innocent posted that asda declined him and I remebered him applying for the zero.... lol :rotfl: :rotfl:

    They also declined me straight out but sainsbury (Halifax) said yes last week - £4100 limit but apr of 21.9% so I sent it back! All mine are 16.9% or lower; exc. Vanquis. :eek:

    LOL I got declined by Sainsburys not too long ago. Couldn't be ars*d appealing.

    I'm going to use my Tesco card as everyday spending and setup a DD for the full amount, that way, I won't be tempted to spend more than I can afford. Plus, the clubcard points will come in handy.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • What adverse do you have ?
    Do you have a spare few days lol......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Citi Gold have stopped offering aadvantage miles and their new card came last week, what is funny is the fact my limit is £2k but on the replacement gold card (without the aadvantage branding) the limit shows £20,000 so will be interesting to see what happens when I try and buy a car tomorrow hahaha

    (citi banking shows limit as £2k though - bummer!)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Any news on HSBC?

    Nah - they want me to go into branch and i've said no! That will be that! I use Coventry a lot now though...... :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • ElkyElky wrote: »
    LOL I got declined by Sainsburys not too long ago. Couldn't be ars*d appealing.

    I'm going to use my Tesco card as everyday spending and setup a DD for the full amount, that way, I won't be tempted to spend more than I can afford. Plus, the clubcard points will come in handy.

    Appeal cos you already have a HBOS card so will probably get accepted - its worth it for free mate! :D No search will be done, so why not?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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