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Sub Prime Credit Thread Part III
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Morning all!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Was not impressed as I just got my CC balance to £0 and then the car needs a £450 service and repair!!!!! Its only a year old!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »Was not impressed as I just got my CC balance to £0 and then the car needs a £450 service and repair!!!!! Its only a year old!
What's happening with Nextat the moment Innocent?
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any response to this q?
Personally......If I get paid weekly, I would calculate my basic monthly pay (after tax) by timesing what I earn in a week by 52 then dividing by 12
Or if you get paid monthly, I would just work out the average basic pay because you cant always gurantee extra hours and you dont want fraud markers on ur credit files
Hope that answers your question
x'Sometimes you just need to keep your mouth shut':j0 -
I opened my HSBC Current Account 6 months today. Opened 5/01/2009.0
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Spoke to the credit dept who advised me there was a prob with the monthly score from equifax. Basically because I had a NOC showing there system couldn't inturpret the score so someone had to manually ok it however he has advised that as it has now been removed the system should generate a limit on the monthly basis. They score you every 4 weeks. How you doing? any increases?What's happening with Nextat the moment Innocent?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
They offered any lending yet?I opened my HSBC Current Account 6 months today. Opened 5/01/2009.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
BTW, Just thought I would let you know that I have just found out a friend of mine works for HSBC. She advised me that the average BS is 50 - 60 but I will slowly prise more info from her and update you accordinglyBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »They offered any lending yet?
How would I find that out? I applied for a £50 overdraft and a CC on the 11th June, which were both declined.0 -
Did you apply for those products or did you ask for an account review?How would I find that out? I applied for a £50 overdraft and a CC on the 11th June, which were both declined.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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