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Sub Prime Credit Thread Part III

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  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    just wondering if i was to apply for the barclaycard initial as they kinda suggest earnings of 10k or more

    i could say i'd earn that even though i'm on hourly pay and the amount of hours i'm currently doing and have been for the last month or so does make me on almost 12k

    so should i or shouldnt i?

    any response to this q?
  • BigMan
    BigMan Posts: 132 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Suprise suprise

    Got my accessory card today,

    24.9% £400 limit

    I am shocked !

    Spent £15 on it to see if it worked, it is now hidden away !
    Regards,

    BigMan
    Trust Deed - Discharged May 2012
  • seeya23
    seeya23 Posts: 2,330 Forumite
    BigMan wrote: »
    Suprise suprise

    Got my accessory card today,

    24.9% £400 limit

    I am shocked !

    Spent £15 on it to see if it worked, it is now hidden away !


    well done mate
  • Woodyrocks
    Woodyrocks Posts: 1,913 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I know I shouldn't have but I applied for a CC today. In fact, more like a minute ago :o:o:o

    I normally show so much restrain but I just couldn't help myself. Feel like I am edging into mainstream territory so trying my hand at a 12.4 baby, the Co-operative Bank Clear credit card.

    Will of course report back as to how I get on!
    DEBT FREE AND LOVING LIFE
  • al4x
    al4x Posts: 79 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    i dont really understand this sub prime crdit card, i think i have skipped it entirely, unless mbna falls under this umbrella?

    my first credit card [and first foray into getting a credit rating] is play.com reward card
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Good evening everybody.
    Not posted for a while but been lurking daily :rolleyes:
    See a few congratulations are in order, Seeya and Bosie on Vanquis, Bigman on Accessory, Freedom on Flybe and Lucious Luce on Tesco appeal. :beer:
    Anyone I've missed..well done also :D
    So apart from above..what have I missed? :confused:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Minthumbug wrote: »
    got my Vanquis credit card through the post today!

    YAY .... am back on the CC ladder ! :D:D:D:D
    There's one I'd missed..Well done :beer:
    I love vanquis..they will look after you :T
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • seeya23
    seeya23 Posts: 2,330 Forumite
    Good morning
    my kids got me up at 6am
  • BigMan wrote: »
    Suprise suprise

    Got my accessory card today,

    24.9% £400 limit

    I am shocked !

    Spent £15 on it to see if it worked, it is now hidden away !

    Well done,
    Last Cigarette 24/6/09
  • seeya23
    seeya23 Posts: 2,330 Forumite
    morning christhesparky
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