Sub Prime Credit Thread Part III

never-in-doubt

Parki wrote: »

Well yeah you dont mind people are like that if they generous with it. I shall be looking out for him in my local and if I see him by the bar I will be sure to stand next to him.

I'll drop to my knees if I see him :whistle::whistle::whistle:

ElkyElky

I'll write a letter tomorrow demanding a lower rate. I'll state that I am now being accepted for mainstream cards with much lower rates, and I don't need Vanquis anymore to help build my credit rating, so if they don't give me a lower rate, I'll flush their card down the bog.

Technically, I wouldn't have anything to loose by closing that account, but they will.

never-in-doubt

ElkyElky wrote: »

Technically, I wouldn't have anything to loose by closing that account, but they will.

Not so long as you retain the tempation of an arab nun...... when you spend and earn them money then it's a different story! :rotfl:

bigbum_2

never-in-doubt wrote: »

See I like him, he's a toffy nosed, upper crust plank but he is funny! I mean, pompus as they come but always has a wad of £50's and is freeflowing with them too!

I once knew a bird who 'bumped into him' and he bought her group of mates a bottle of champagne - later they checked with staff and it was £70 odd quid or summat daft like that! Mad but shows you some people are ok on the inside even though their exterior is !!!!!!!

Well, i guess he might be a decent bloke, but he's a !!!! tv presenter. Endless bum-kissing of multi-squillionaires got on my wick after a bit.

Parki_2

never-in-doubt wrote: »

Stop talking about me mate - I hate it when you do that all the time :mad::mad:

Bighead ;p Are you my twin? I always thought I had one ;p

bigbum_2

Parki wrote: »

So Bigbum you would rather have a man with money?

Not a tall dark handsome one with a beautiful smile, a perfect 6 pack and a third leg?

I had better go and get my coat then!

Well, bigbum would have the guy with the cash and find a bit on the side with a 3rd leg :rotfl:.

But the real me, the one behind typing away at the keyboard wants a warm, sweet, kind man who makes me laugh. I don't need a man loaded with money, i'm not that kind of shallow, hard-hearted woman. He must have a 3rd leg though :A

ElkyElky

never-in-doubt wrote: »

Not so long as you retain the tempation of an arab nun...... when you spend and earn them money then it's a different story! :rotfl:

LOL I have a small balance on there and pay interest each month so they can't use the excuse that I'm not making them any money.

I can easily pay it off tomorrow if I wanted to, and would if they didn't give in to my demands.

ElkyElky

I broke my toe yesterday (thanks to my bedroom door) and it is starting to get a little painful again so I think I'll head off to bed.

Good night all

Woodyrocks

I read in a post about someone having their 3K+ limit reduced to 1K. What are the reasons that your credit limit gets reduced (apart from asking for a reduction obviously) - it would be useful to know!

never-in-doubt

ElkyElky wrote: »

I broke my toe yesterday (thanks to my bedroom door) and it is starting to get a little painful again so I think I'll head off to bed.

Good night all

G'night...... bummer for when you go away if you're on a stookie (crutches)? Bummer! :mad::mad: Want me to take your place mate?