Sub Prime Credit Thread Part III

never-in-doubt

ElkyElky wrote: »

Actually, I haven't but considering sending a letter regarding the recent increase. I'm an excellent customer, I think. I've never missed any payments on any credit agreement and always pay triple the minimum payment. No defaults, CCJ's or anything else.

I agree, send a letter in and threaten to close - they should drop you to at least tier 2 (B)...... i'm not even matched to a tier, but that isn;t unusual as the literature is slightly out of date!

Parki_2

never-in-doubt wrote: »

Ermmm, men with plastic is not the same as men with money! Although, when Piers Morgan interviewed the rich when he done the Sandbanks thing not one of the rich people featured had cash on them - all plastic. Like they said, we don't use cash - we don;t spend small amounts! arrogant rich so-and-so!

I wouldnt like to be stood behind all them at the bar then! They would be queing out of the door at my local!

Parki_2

ElkyElky wrote: »

Actually, I haven't but considering sending a letter regarding the recent increase. I'm an excellent customer, I think. I've never missed any payments on any credit agreement and always pay triple the minimum payment. No defaults, CCJ's or anything else.

EDIT: I just remembered, I have called them once asking for my rates lowered and was told it was done automatically over time.

Automatically over time sheesh. They should be going down not up for you. I can handle them being high for a new customer but if they put mine up like that after I have had the card for a year I would cancel it for sure.

never-in-doubt

Parki wrote: »

I wouldnt like to be stood behind all them at the bar then! They would be queing out of the door at my local!

yes but mate, they drink in elegant wine bars - not locals :rotfl::rotfl:

I went to my local the other day and said 'do you take visa' he said 'sure mate, to slit your throat if you ask me another stoopid question - now what do you want to order'....... I left quick smart - with a heavy load in me pants - GULP! :eek:

bigbum_2

never-in-doubt wrote: »

Ermmm, men with plastic is not the same as men with money! Although, when Piers Morgan interviewed the rich when he done the Sandbanks thing not one of the rich people featured had cash on them - all plastic. Like they said, we don't use cash - we don;t spend small amounts! arrogant rich so-and-so!

Sandbanks you say....*bigbum looks up the timetable for last train to Sandbanks*

I saw some of that show, but Piers Morgan made it almost competely unwatchable.

Plastic/cash, whatever, bring it ON! :rotfl:

Parki_2

never-in-doubt wrote: »

yes but mate, they drink in elegant wine bars - not locals :rotfl::rotfl:

I went to my local the other day and said 'do you take visa' he said 'sure mate, to slit your throat if you ask me another stoopid question - now what do you want to order'....... I left quick smart - with a heavy load in me pants - GULP! :eek:

I suppose if you go to a wine bar you need a card to pay those kinds of prices.

Well I suppose your local is handy for certain things then ;p And the trouble with the local is everyone knows where you live and you cant touch the women as they know where you live too!

never-in-doubt

bigbum wrote: »

Sandbanks you say....*bigbum looks up the timetable for last train to Sandbanks*

I saw some of that show, but Piers Morgan made it almost competely unwatchable.

Plastic/cash, whatever, bring it ON! :rotfl:

See I like him, he's a toffy nosed, upper crust plank but he is funny! I mean, pompus as they come but always has a wad of £50's and is freeflowing with them too!

I once knew a bird who 'bumped into him' and he bought her group of mates a bottle of champagne - later they checked with staff and it was £70 odd quid or summat daft like that! Mad but shows you some people are ok on the inside even though their exterior is !!!!!!!

Parki_2

bigbum wrote: »

Sandbanks you say....*bigbum looks up the timetable for last train to Sandbanks*

I saw some of that show, but Piers Morgan made it almost competely unwatchable.

Plastic/cash, whatever, bring it ON! :rotfl:

So Bigbum you would rather have a man with money?

Not a tall dark handsome one with a beautiful smile, a perfect 6 pack and a third leg?

I had better go and get my coat then!

Parki_2

never-in-doubt wrote: »

See I like him, he's a toffy nosed, upper crust plank but he is funny! I mean, pompus as they come but always has a wad of £50's and is freeflowing with them too!

I once knew a bird who 'bumped into him' and he bought her group of mates a bottle of champagne - later they checked with staff and it was £70 odd quid or summat daft like that! Mad but shows you some people are ok on the inside even though their exterior is !!!!!!!

Well yeah you dont mind people are like that if they generous with it. I shall be looking out for him in my local and if I see him by the bar I will be sure to stand next to him.

never-in-doubt

Parki wrote: »

Not a tall dark handsome one with a beautiful smile, a perfect 6 pack and a third leg?

Stop talking about me mate - I hate it when you do that all the time :mad::mad: