Sub Prime Credit Thread Part III

never-in-doubt

TheEffect wrote: »

I've gone 8 days without a search so far, which is good, for me!

You feeling alright mate? Have you heard from HSBC CC Appeals? Mine is up and running, card came today! I wrote myself a citi cheque for £1750 and banked it then BT'd that the my new HSBC card at 0% for a whopping 15mths!

So will blow that £1750 - hahaha - guess what on? Not weed either! I aint Harold or Kumar yet! :rotfl:

Parki_2

never-in-doubt wrote: »

You feeling alright mate? Have you heard from HSBC CC Appeals? Mine is up and running, card came today! I wrote myself a citi cheque for £1750 and banked it then BT'd that the my new HSBC card at 0% for a whopping 15mths!

So will blow that £1750 - hahaha - guess what on? Not weed either! I aint Harold or Kumar yet! :rotfl:

Hey Mr Nid what are my chances of opening a decent current account with my 2 defaults? Not something I am likely to get?

never-in-doubt

Parki wrote: »

Hey Mr Nid what are my chances of opening a decent current account with my 2 defaults? Not something I am likely to get?

Not yet mate, have you heard back from them yet? I thought they'd sorted your files out mate or are these the 2 that are due to drop off at the end of the year?

Parki_2

Yeah We sorted my problems with Cahoot and they removed the note and my 2 defaults are those that are to drop off in May.

I suppose I can endure RBS untill then.

londonuk2008

never-in-doubt wrote: »

Is it gold, what apr and limit mate?

I'm gold; 16.9% and £1000 until next month when it goes back to the starting limit of £3800 - hopefully!

Yeah its a wickered colour!

Weird , as it seems the APR is standard (16.9) with three months interest free , just looking to book some flights now for our holiday..very nice.

would'nt have applied if you had not said , so cheers m8!

bigbum_2

Parki wrote: »

Everyones spending on their newly acquired cards

I've maxed out all my cards - much to my shame .

How's is hanging Parki? Long time no speak

ElkyElky

So is the Bank of Ireland credit cards easy to get then?

Parki_2

bigbum wrote: »

I've maxed out all my cards - much to my shame .

How's is hanging Parki? Long time no speak

You have maxed them out already bigbum! Oh my, what you been buying girly ;p

Ah things are pretty good here. I havent maxed out my Cap1 or Vanquis as of yet but hopefully I have a flybe card on the way so I might give that a go if the Apr is semi decent ;p

I wouldnt mind a nice holiday

CocoPopsLover

you're less likely to get more credit if you're cardsa maxed out for a long time isnt it???

bigbum_2

Parki wrote: »

You have maxed them out already bigbum! Oh my, what you been buying girly ;p

Ah things are pretty good here. I havent maxed out my Cap1 or Vanquis as of yet but hopefully I have a flybe card on the way so I might give that a go if the Apr is semi decent ;p

I wouldnt mind a nice holiday

Nice one matey

What's your Flybe limit?

Maxed out my cards because i hadn't worked for a while so was using them plus spending my meagre savings .

Anyhoo, i'm working again, so it'll be ok :T.

Where would you like to holiday?