Sub Prime Credit Thread Part III

dicobhoy

Parki wrote: »

Congrats What limit did you get?

Hi, £250 i cant believe i got it after cap1 declined me.

Parki_2

never-in-doubt wrote: »

Mate this is related to JD Williams - the accessory card is nothing to do with JD Williams - its Sygma bank.

Sygma rarely issue a card then decline it and revoke it, the guy that quoted this must have fraud registered against him - i'm not sure and until he can tell us (when his letter comes) we'll not know the exact reason.

Well thats a relief then! That would be unpleasant.

What other cards only search Equifax btw?

It seems that you have been knocking up lots of letters lately ;p You should set up a donations page for charity.

Also does anyone know how long it takes for your equifax credit report to arrive after you have sent them the £2 or whatever. Is it a while or do they tend to be on the ball?

Parki_2

dicobhoy wrote: »

Hi, £250 i cant believe i got it after cap1 declined me.

Same as me then. Hopefully you should get a decent increase

never-in-doubt

Parki wrote: »

Well thats a relief then! That would be unpleasant.

What other cards only search Equifax btw?

Barclaycard, Sygma - look here mate: http://forums.moneysavingexpert.com/showthread.html?t=1678785

Parki wrote: »

It seems that you have been knocking up lots of letters lately ;p You should set up a donations page for charity.

Yea good idea but to be honest it's not my doing, i'm just using industry standard letters and redoing them to suit each persons individual case. If it helps them out then i've achieved what I set out to do. Don;t want recognition mate, just justice!

Parki wrote: »

Also does anyone know how long it takes for your equifax credit report to arrive after you have sent them the £2 or whatever. Is it a while or do they tend to be on the ball?

They do it within the statutory time limit of 30 days.

Parki_2

never-in-doubt wrote: »

Barclaycard, Sygma - look here mate: http://forums.moneysavingexpert.com/showthread.html?t=1678785



Yea good idea but to be honest it's not my doing, i'm just using industry standard letters and redoing them to suit each persons individual case. If it helps them out then i've achieved what I set out to do. Don;t want recognition mate, just justice!



They do it within the statutory time limit of 30 days.

Ah I see I was looking at the other list on here. I might try Barclaycard depending whats on my Equifax report when it arrives.

never-in-doubt

Here you go - just been added to my Online Profile - cool. So its definite then - HSBC have accepted me with £3k limit!

Parki_2

never-in-doubt wrote: »

Here you go - just been added to my Online Profile - cool. So its definite then - HSBC have accepted me with £3k limit!

Way to go!

never-in-doubt

Parki wrote: »

Way to go!

Man you're almost as bad as me - on here all night!

you at work mate?

Parki_2

never-in-doubt wrote: »

Man you're almost as bad as me - on here all night!

you at work mate?

Nah off sick got a sore throat so im lurking and watching crap tv. You work daytimes then?

never-in-doubt

Parki wrote: »

Nah off sick got a sore throat so im lurking and watching crap tv. You work daytimes then?

LOL, up at this time? Madness - go to bed matey!

I work shifts, usually 5 days / 5 nights / 3 off. On night 3 of 5! so get weekend off for once - yipee! Forum will be quiet then :rotfl::rotfl::rotfl:

Sore throat = sick? man, you're showing men to be the wimps women think we are LOl (you know, got a cold and they are dying haha)