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Sub Prime Credit Thread Part III

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  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I started on £250
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    You'll soon be up to £3600 like me! Even if I have had my account for nearly 3 years
  • seeya23
    seeya23 Posts: 2,330 Forumite
    evening cif how are you
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Got my CallCredit report today and there is something I'm not sure of, hope someone could help. It says:

    Links
    Address Links
    There are no address links associated with this individual.
    Associate Links
    Associate information was not available for this individual.
    Alias Links
    There are no alias links associated with this individual.


    Any ideas why it says "not available" under associate links? Does that mean there are no links.. or there is a link, but can't display the information.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • BigMan
    BigMan Posts: 132 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Brian1966 wrote: »
    Reading the other post regarding the Accessory card I cannot believe that Sygma issued card THEN decided..sorry you don't meet criteria..bloody annoying to say the least for the person concerned. :mad:

    Does anyone know how long it takes to come through, I posted the agreement away on Saturday?

    Also, opened one of the Jacamo accounts and was given £125 limit, how do you use it, i tried to order 1 item and it asked for my debit card details. Going to have another look just now.
    Regards,

    BigMan
    Trust Deed - Discharged May 2012
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    BigMan wrote: »
    Does anyone know how long it takes to come through, I posted the agreement away on Saturday?

    Also, opened one of the Jacamo accounts and was given £125 limit, how do you use it, i tried to order 1 item and it asked for my debit card details. Going to have another look just now.

    With Jacamo you have to log-out and back in as it can give an account then take it away again.

    If you log in again and it just says 'Welcome Mr XXXX' with nothing under the 'you have £XX available to spend' means they've revoked it straight away!

    Accessory card will be with you within a week.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • BigMan
    BigMan Posts: 132 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    With Jacamo you have to log-out and back in as it can give an account then take it away again.

    If you log in again and it just says 'Welcome Mr XXXX' with nothing under the 'you have £XX available to spend' means they've revoked it straight away!

    Yep, looks like they have done it, quickest account closure I've ever had, gone are the days with £3600 next limit, £9000 limits on cards etc.

    I've e-mailed them to see what has happened.
    Regards,

    BigMan
    Trust Deed - Discharged May 2012
  • BigMan
    BigMan Posts: 132 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    BigMan wrote: »
    Yep, looks like they have done it, quickest account closure I've ever had, gone are the days with £3600 next limit, £9000 limits on cards etc.

    I've e-mailed them to see what has happened.

    Oops, just noticed, they are part of the J D Williams group.

    They are on my trust deed for £800
    Regards,

    BigMan
    Trust Deed - Discharged May 2012
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    With Jacamo you have to log-out and back in as it can give an account then take it away again.

    If you log in again and it just says 'Welcome Mr XXXX' with nothing under the 'you have £XX available to spend' means they've revoked it straight away!

    Accessory card will be with you within a week.

    I hope they dont revoke my card if/when it comes. Is this a regular thing then or just a couple one offs?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Parki wrote: »
    I hope they dont revoke my card if/when it comes. Is this a regular thing then or just a couple one offs?

    Mate this is related to JD Williams - the accessory card is nothing to do with JD Williams - its Sygma bank.

    Sygma rarely issue a card then decline it and revoke it, the guy that quoted this must have fraud registered against him - i'm not sure and until he can tell us (when his letter comes) we'll not know the exact reason.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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