Sub Prime Credit Thread Part III

never-in-doubt

sutton111 wrote: »

Yes I have 2 satisfied defaults on Experian and 1 on Equifax.

who added defaults (experian only) and when were they last paid and added?

LusciousLuce

never-in-doubt wrote: »

Regards to the searches, they will, unfortunately, remain as they stay with the linked address for as long as there is a live account present.!

What do you mean by live account? As in live debt, or registration at Equifax? (Soz for being dumb blonde)

never-in-doubt wrote: »

Do you have anything live from that address that you still use - anything at all? you need to break the link and leave 6yrs before it will go forever!

Again, sorry, which address? The only address I use is my current address, been here for 3yrs 4m, all current credit accounts opened from here. Have nothing live from other 2 addresses - first one with ex from the 90s was a rented flat, second address is my parents - (I moved back there to lick my wounds & make voodoo dolls of my ex & the slapper he accidentally slept with...grrrr:mad: not bitter at all) But then first address is well over 6 yrs, 2nd address only 3

never-in-doubt wrote: »

A letter to the DCA's will stop them searching you, want me to post one for you?

Yes please!!! :beer:

never-in-doubt

Brian1966 wrote: »

How about the 'BANK DESTROYER' is he still around :rotfl::rotfl:

I'm the bank destroyer LOL

sutton111

never-in-doubt wrote: »

am i not on the thanks list anymore lol

Are you feeling left out? :rolleyes:

I've thanked you now matey.

Brian1966

sutton111 wrote: »

Probably trying to boost his Co*k size. :rotfl:

I'm trying to shrink mine...keep mistaking it for the gear stick...reversing is a painful experience :rotfl:

sutton111

never-in-doubt wrote: »

who added defaults (experian only) and when were they last paid and added?

Cabot and Robinson Way. I paid them in February. I'm unsure when they were added as they were on there when I got my file.

never-in-doubt

LusciousLuce wrote: »

What do you mean by live account? As in live debt, or registration at Equifax? (Soz for being dumb blonde)

Did you have an account at the linked address and then move it to another address and then close it or is it still live? this is what creates a linked address..... follow me? i.e. I have an account with HSBC and move houses, I complete a change of address form and carry on using hsbc - this creates a linked address until I close that account and move again.

LusciousLuce wrote: »

Again, sorry, which address? The only address I use is my current address, been here for 3yrs 4m, all current credit accounts opened from here. Have nothing live from other 2 addresses - first one with ex from the 90s was a rented flat, second address is my parents - (I moved back there to lick my wounds & make voodoo dolls of my ex & the slapper he accidentally slept with...grrrr:mad: not bitter at all) But then first address is well over 6 yrs, 2nd address only 3

so which address is showing as linked address then? there has to be a link! see above!!

LusciousLuce wrote: »

Yes please!!! :beer:

I need to know the above before I can do a letter for you lol :rotfl:

sutton111

Brian1966 wrote: »

I'm trying to shrink mine...keep mistaking it for the gear stick...reversing is a painful experience :rotfl:

:rotfl::rotfl::rotfl::rotfl:

never-in-doubt

sutton111 wrote: »

Cabot and Robinson Way. I paid them in February. I'm unsure when they were added as they were on there when I got my file.

sorry please explain?

so you paid them in february, when is the default date? were they added after you made payment or before then changed to show settled?

need to be specific here matey :money:

sutton111

never-in-doubt wrote: »

sorry please explain?

so you paid them in february, when is the default date? were they added after you made payment or before then changed to show settled?

need to be specific here matey :money:

I'll log in and have a look hold on. :cool: