Sub Prime Credit Thread Part III

mumofboys_2

Hi All, Just a quick update since my stupid moment with my Capital One card. Anyhow, thanks to all of you, my credit building seems to be going ok....

Cap1 - £100
JD Williams - £150 (this just today)
NatWest - Current account
T-Mobile - contract

All since January.

Kindly go away from Vanquis and Littlewoods Direct.

Oh and my OH got a Cap1 at £100 too, despite having had a run in with them before.

I do read much more than I post, but I just wanted to pop in and say hi.

MOB

seeya23

mumofboys wrote: »

Hi All, Just a quick update since my stupid moment with my Capital One card. Anyhow, thanks to all of you, my credit building seems to be going ok....

Cap1 - £100
JD Williams - £150 (this just today)
NatWest - Current account
T-Mobile - contract

All since January.

Kindly go away from Vanquis and Littlewoods Direct.

Oh and my OH got a Cap1 at £100 too, despite having had a run in with them before.

I do read much more than I post, but I just wanted to pop in and say hi.

MOB

well done :T:T

mumofboys_2

seeya23 wrote: »

well done :T:T

Thanks Seeya, I keep getting sweaty palms if I think about it too much. Seems like a house of cards as I never ever thought I would get to where I am now.

Anyway, really it is well done to all of you guys who regularly contribute to this thread and share your experience and knowledge with people starting out on the road...

Good luck with the stopping smoking. Afraid is is my guilty pleasure when the kids have gone to bed - but only then so not too much.:D

MOB

cifpower

blue35 wrote: »

'Currently taking Champix to help me stop smoking '-

does this work well?

It really helped my friend. They have given me 2 weeks of tablets and I am only on day 4. You stop smoking between day8 and day14 of taking the tablets.

The only thing that has made me consider stopping smoking is the price. £5 a pack is £25 a week that could go to paying off my debts.

TheEffect

Racked up TWO searches today. Overdraft and HSBC Credit Card. Both declined.

seeya23

TheEffect wrote: »

Racked up TWO searches today. Overdraft and HSBC Credit Card. Both declined.

stop hiting the apply button befor it to late

cifpower

Will that urge you to stop applying for credit?

TheEffect

I NEED to stop, but I just can't. I think 'Oh, maybe it'll say yes this month as I've got 6 extra 0's, but then again I've usually got 6 extra searches. Got around 13 searches in the last 3 months alone on Experian.

I need 6 months off applying, it's just so hard.....

claire6hy

lol some people crack me up




im away tomoro, goin to spain

seeya23

TheEffect
Last Search Made: 11/06/2009
Weeks with no searches so far: 0
Months with no searches so far: 0

wont last a day never mind a week lol