Sub Prime Credit Thread Part III

Bosie

Brian1966 wrote: »

Forgot to add...she will be within an hour of meeting me :eek:

Naughty Brian

LusciousLuce

aligerdie wrote: »

Hi all

Well due to this board, me and hubby are on the way to rebuilding our credit files. :j We have managed to get Vanquis each, and he has jd williams, and next too. (I'm too scared to apply for anything else!)

I don't want to stumble at the first block, so can I just ask about jd williams. We have a v small balance on there, do they send you a statement through the post or by email?

Only reason I ask is that he doesn't check his emails all the time, so I'm in charge, and I don't want to miss the date!

I'm new to JDW, but so far I've been sent statements every month. The other thing is it's really easy to access your account & make payments online, plus you can setup to pay by direct debit or pay by card online too. I think they're quite accessible, which helps when you're as disorganised as me!

Brian1966

Bosie wrote: »

Hi there
JD Williams, will send you a regular statement, usually every 28 days, you can register and check everything online with them.

You beat me to it..you are too quick...will be keeping an eye on you :rotfl:

aligerdie

Brian1966 wrote: »

Statement is by post..you can then pay online or by bank giro slip..
Well done on next account..had been referred last time we chatted on here :beer:

I know, didn't want to update as everyone on here seems to know each other, and I didn't want to butt in! :rotfl:

We didn't hear anything off next, until a magazine dropped through the door with a customer number, when i looked online they had given him a limit of £150. :beer:

Brian1966

LusciousLuce wrote: »

I'm new to JDW, but so far I've been sent statements every month. The other thing is it's really easy to access your account & make payments online, plus you can setup to pay by direct debit or pay by card online too. I think they're quite accessible, which helps when you're as disorganised as me!

I pay mine online as soon as I get statement, normally within the hr making it impossible to forget

Bosie

Brian1966 wrote: »

You beat me to it..you are too quick...will be keeping an eye on you :rotfl:

Look forward to that;)

x

Brian1966

aligerdie wrote: »

I know, didn't want to update as everyone on here seems to know each other, and I didn't want to butt in! :rotfl:

We didn't hear anything off next, until a magazine dropped through the door with a customer number, when i looked online they had given him a limit of £150. :beer:

That limit will change quickly, both UP and down, could be £250 plus next month, then rise to £1000 then go back down.
Next are a strange company

aligerdie

LusciousLuce wrote: »

I'm new to JDW, but so far I've been sent statements every month. The other thing is it's really easy to access your account & make payments online, plus you can setup to pay by direct debit or pay by card online too. I think they're quite accessible, which helps when you're as disorganised as me!

Ha! that sounds like me too.....:o

I've registered online, but I can't find anywhere to say when the payment is due, just says outstanding balance and available credit.
Normally I would overpay whenever, but the next couple of weeks are budgeted for due to having to pay for our hols.

Brian1966

Bosie wrote: »

Look forward to that;)

x

:p:p:p Just you wait :rotfl:

aligerdie

Brian1966 wrote: »

That limit will change quickly, both UP and down, could be £250 plus next month, then rise to £1000 then go back down.
Next are a strange company

I was hoping to keep the balance low so I don't get caught out. Sadly that happened to me a few years ago, so me and Next fell out....:rolleyes:

I'm trying really hard to sort our files out, hubby is just wondering why there are cards and catalogues popping through the letterbox, and he's not allowed to spend on them without permission! :rotfl: