Sub Prime Credit Thread Part III

freedom2008

LusciousLuce wrote: »

Hi there, I've been declined for the Flybe card (amongst many, many others!!) Am I right in thinking the Accessory card is also from Sygma? Does anyone think the Accessory card is perhaps easier to get than Flybe? I have 2 accounts with JD Williams companies but I expect that won't make them consider me more favourably.

I got a decline from flybe about six months ago, so I was surprised to be accepted for the Accessory card. My credit file has improved in the last six months though, I had a satisfied default on my file up to April this year. Once I get my Accessory card I will wait for a month or two and then apply for the flybe again

fairmorn308

good evening troops

TheEffect

Evening.

cifpower

Evening. Just watching CSI:Miami on RTE

Brian1966

Evening everyone
Very nearly made a complete d*ck of myself earlier
Activated my new card earlier no problems, went to garage on way home to get fuel. £57 in the tank...took out card to pay then realised...I haven't got my PIN yet
Lucky I had cash on me.. 9 times out of 10 I never carry cash around, just fortunate that I'd picked up a balance on a job earlier and was too late to pay it in :j

LusciousLuce

Brian - when I read in your earlier post about your new card & that you planned to break it in buying fuel, it did cross my mind that you'd received your PIN rather quickly! I just thought you'd been lucky - I had to wait a full week for my Barclaycard PIN before I could start flashing it around.
I went to the supermarket yesterday without my purse. Of-course I only realised once they'd rung through 80-odd quid's worth of groceries. V embarrassing!! :embarasse

Brian1966

LusciousLuce wrote: »

Brian - when I read in your earlier post about your new card & that you planned to break it in buying fuel, it did cross my mind that you'd received your PIN rather quickly! I just thought you'd been lucky - I had to wait a full week for my Barclaycard PIN before I could start flashing it around.
I went to the supermarket yesterday without my purse. Of-course I only realised once they'd rung through 80-odd quid's worth of groceries. V embarrassing!! :embarasse

Had it been my normal garage I wouldn't have panicked so much..know the staff well but what a horrible feeling getting to the cashier thinking.."oh sh*t"
Had no other cards on me so really lucky..never even dawned on me until it was too late

A BIG WELCOME to the board by the way :beer:

LusciousLuce

Brian1966 wrote: »

A BIG WELCOME to the board by the way :beer:

Thanks very much

Brian1966

LusciousLuce wrote: »

Thanks very much

Read your earlier post regarding the Accessory card.. must admit I'm tempted...I will if you will...you go first though :rotfl:

LusciousLuce

Brian1966 wrote: »

Read your earlier post regarding the Accessory card.. must admit I'm tempted...I will if you will...you go first though :rotfl:

I can see you're going to be a bad influence! I was only thinking about it, haven't decided. Utterly pointless really as I know I'll get declined. (Just had to order a new ink cartidge as I've printed off that many appeal letters tonight!) :eek: