Sub Prime Credit Thread Part III

sutton111

Right I'm defiantly off to bed now, I'm cream crackered!! :rotfl:

Good night Brian.

Brian1966

sutton111 wrote: »

Experian added me within 3 weeks, Equifax is well over 2 months now. If I'm not added by the middle of the month I'm going to moan again too them. :rolleyes:

I hope so. I have 2 satisfied defaults on Experian and loads of searches maybe 19 for actual applications. Out of which 15 were made between August and October last year!!

I really hope so Brian, all those green 0's and only 2 satisfied defaults 1 on Equifax must stand me with a great chance of getting a credit card with Vanquis or Aqua. :cool:

Capital One recently turned me down though, I'm thinking it's becasue I had an old (paid) debt. :mad:

Vanquis puzzles me as to why they wont accept you, that said I had been turned down prior to being successful.
Cap 1 are a law unto themselves, people with unpaid previous debts to them get accepted with high limits, others only get a couple of hundred or a refusal.
Crazy world of credit
For what it's worth though, Shop direct turn loads away

Brian1966

sutton111 wrote: »

Right I'm defiantly off to bed now, I'm cream crackered!! :rotfl:

Good night Brian.

Night then..catch you tomorrow

seeya23

Good morning

Innocent_Guy

Morning Seeya!

Innocent_Guy

TheEffect wrote: »

Do you have a picture of the Barclays Premier Debit Card?

I posted a pic up in the old thread (II) It also has the touch payment facility...... Great when you just want a newpaper!

Cash_Flow

Innocent_Guy wrote: »

I posted a pic up in the old thread (II) It also has the touch payment facility...... Great when you just want a newpaper!

I used to hold a Premier account with Barclays but I cancelled as I thought the £25.00 a month I was paying would be better used being put towards reducing my debt levels.

I got a nice surprise though when they told me my premier card would be replaced with a connect card when it expires in 2012:D

digitalphase

TheEffect wrote: »

Unfortunately, it's mostly computerized (then underwriter), therefore the computer doesn't see it as someone who doesn't understand how it works, rather someone who is desperate for credit.

Saying that, I applied for both CapitalOne, Vanquis and Aqua all within a week. Got declined for CapitalOne, but accepted for Vanquis and Aqua at £250/35%.

I applied for 2 of my credit cards one day and the other the next day and got accepted for all 3. Don't think there is a method to their madness really :rotfl:

Mightyowl

linton73 wrote: »

when did you apply ?

Wednesday!

Got the card through this morning

bigbum_2

Brian1966 wrote: »

Good evening, friends, lovers, fellow sub-primers.
Thank god it's the weekend, 2 days of bliss sat on my lazy !!!.
Hope Mr postie brings my Natwest card tomorrow, I'll be waiting behind the door from 8am onwards :rotfl:

Good luck Bri. Hope Mr Postman brings you good news today