Sub Prime Credit Thread Part III

Brian1966

sutton111 wrote: »

Anyway I'm off to bed now. Let us know if it turns up in the morning Brian.

I hope Big Bum pops in to see you later.

So do I, missed her yesterday and so far today..must have worn the poor girl out

sutton111

Brian1966 wrote: »

Hate waiting, off work last week sat waiting for postman, now back at work and CAN'T WAIT to get home... (for my post) what a saddo I really am :rotfl:

I would be exactly the same though Brian.

I would be on the phone though, pestering them to find out where the hell it is!! :rotfl:

Brian1966

sutton111 wrote: »

I would be exactly the same though Brian.

I would be on the phone though, pestering them to find out where the hell it is!! :rotfl:

Patience is a virtue :rotfl: or so they tell me

sutton111

Brian1966 wrote: »

Patience is a virtue :rotfl: or so they tell me

I don't have any patience what so ever.

Brian1966

sutton111 wrote: »

I don't have any patience what so ever.

No more applications from you on the horizon?

sutton111

Brian1966 wrote: »

No more applications from you on the horizon?

I'm on the hunt for a new bank account and I want a credit card.

I may wait until October now though, I have alot of searches to come off in August and September. So mix that with all those catalogue green o's etc, I hope finally I will get a HSBC Plus account and a credit card of some sort (not prepaid :rotfl:)!!

Brian1966

sutton111 wrote: »

I'm on the hunt for a new bank account and I want a credit card.

I may wait until October now though, I have alot of searches to come off in August and September. So mix that with all those catalogue green o's etc, I hope finally I will get a HSBC Plus account and a credit card of some sort (not prepaid :rotfl:)!!

Be VERY surprised if you don't get a credit card..Have you considered the Accessory card...Robbo got accepted with 4 defaults, low limit but who cares, it's something to build on :beer:

sutton111

Brian1966 wrote: »

Be VERY surprised if you don't get a credit card..Have you considered the Accessory card...Robbo got accepted with 4 defaults, low limit but who cares, it's something to build on :beer:

When I last applied for a credit card my defaults weren't satisfied and I had double defaults etc, so I want to be in the best position possible when I next apply, and, I think if I was until October it will maximise my chances.

I have 13 searches on Equifax and 1 default, which is satisfied. I'm still waiting for Equifax to add me to the Electoral Roll, bear in mind I voted on Thursday so they're alittle slow. :mad:

Sygma search Equifax I'm going to wait until I'm added to the Electoral Roll before applying for one of their products.

Brian1966

sutton111 wrote: »

When I last applied for a credit card my defaults weren't satisfied and I had double defaults etc, so I want to be in the best position possible when I next apply, and, I think if I was until October it will maximise my chances.

I have 13 searches on Equifax and 1 default, which is satisfied. I'm still waiting for Equifax to add me to the Electoral Roll, bear in mind I voted on Thursday so they're alittle slow. :mad:

Sygma search Equifax I'm going to wait until I'm added to the Electoral Roll before applying for one of their products.

Both Equifax and Call credit are crap at updating electoral roll. Experian was extremely quick, Equifax 2 months later and call credit 4 months.
Only one default as opposed to loads of greens you MUST be in with a chance :j

sutton111

Brian1966 wrote: »

Both Equifax and Call credit are crap at updating electoral roll. Experian was extremely quick, Equifax 2 months later and call credit 4 months.
Only one default as opposed to loads of greens you MUST be in with a chance :j

Experian added me within 3 weeks, Equifax is well over 2 months now. If I'm not added by the middle of the month I'm going to moan again too them. :rolleyes:

I hope so. I have 2 satisfied defaults on Experian and loads of searches maybe 19 for actual applications. Out of which 15 were made between August and October last year!!

I really hope so Brian, all those green 0's and only 2 satisfied defaults 1 on Equifax must stand me with a great chance of getting a credit card with Vanquis or Aqua. :cool:

Capital One recently turned me down though, I'm thinking it's becasue I had an old (paid) debt. :mad: