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Sub Prime Credit Thread Part III

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Tempted..VERY tempted to open a Barclays Premier..subject to approval, like the look of the debit card...befits my status :rotfl:

    Go for it Brian. :D
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    I missed calculated yesterday, I actually have 26 searches on Equifax, not 13. :eek:
    When do they all drop off..how many in last 6 months?
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Tempted..VERY tempted to open a Barclays Premier..subject to approval, like the look of the debit card...befits my status :rotfl:

    Did you try Next in the end Brian?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    When do they all drop off..how many in last 6 months?

    I have 13 in the last 6 months and 6 at my previous addresses.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    Did you try Next in the end Brian?
    Not yet..keep thinking about it but then think.."would I use it"
    Big problem trying to fing things to buy from all catalogues :confused:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Not yet..keep thinking about it but then think.."would I use it"
    Big problem trying to fing things to buy from all catalogues :confused:

    I know when I have finished paying off Jacamo I'm closing it, hopefully I'll have a credit by then! :rolleyes:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    I have 13 in the last 6 months and 6 at my previous addresses.
    So when are you trying Vanquis again?
    I had sh*t loads in Sept last year..applied to everybody..thanfully another few months and they will be gone.. Must have had quite a few when Vanquis said yes :D
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    I know when I have finished paying off Jacamo I'm closing it, hopefully I'll have a credit by then! :rolleyes:
    Think I may close one of mine once 12 zeros are present, have over £5000 credit available on catalogues which I will never spend :rolleyes:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    So when are you trying Vanquis again?
    I had sh*t loads in Sept last year..applied to everybody..thanfully another few months and they will be gone.. Must have had quite a few when Vanquis said yes :D

    I'm going to apply for a Vanquis card in October 6 months after I made my last application to them.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    I'm going to apply for a Vanquis card in October 6 months after I made my last application to them.
    Be VERY surprised if you don't get accepted. all the up to date credit you have must work in your favour...failing that try Accessory..they seem to be lenient
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
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