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Sub Prime Credit Thread Part III

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Think I may close one of mine once 12 zeros are present, have over £5000 credit available on catalogues which I will never spend :rolleyes:

    Same here hopefully I'll move up to a credit card so I can close at least one of my SDG also Jacamo as I mentioned before. I'll definitely leave them open 12 months.

    I will leave Next open though I like their Directory.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    Same here hopefully I'll move up to a credit card so I can close at least one of my SDG also Jacamo as I mentioned before. I'll definitely leave them open 12 months.

    I will leave Next open though I like their Directory.
    Have you seen the Utd tracksuit on offer with SDG..£35 Littlewoods direct reduced from £75...think it's £41 in the others reduced from £89 :beer:
    Very tempting :T
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Be VERY surprised if you don't get accepted. all the up to date credit you have must work in your favour...failing that try Accessory..they seem to be lenient

    Yep every current bit of credit is up to date.

    I want to reduce my available credit, I don't want that going against me. That's why I want to close 1 or 2 of my catalogue accounts. If I had a 1 or 2 credit cards I probably wouldn't use them anyway.

    They are a great way to build up peoples' credit though.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Have you seen the Utd tracksuit on offer with SDG..£35 Littlewoods direct reduced from £75...think it's £41 in the others reduced from £89 :beer:
    Very tempting :T

    Yes I have. I'm not to keen on tracksuits though, a bargin though.

    I like Armani jeans and stuff like that. :o I can't afford it though. :o
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    Yep every current bit of credit is up to date.

    I want to reduce my available credit, I don't want that going against me. That's why I want to close 1 or 2 of my catalogue accounts. If I had a 1 or 2 credit cards I probably wouldn't use them anyway.

    They are a great way to build up peoples' credit though.
    Couldn't agree more, great credit building tool.. A year ago I was going to go for a cash plus with creditbuilder..then I discovered Jd Williams..so much better..
    Liked them so much...I BOUGHT THE COMPANY :rotfl::rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would love to able to afford this.

    http://www.tessuti.co.uk/product/prada-pique-polo-shirt/Black/118075

    A simple T-Shirt. In a medium please!!! :rotfl:;)
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    Yes I have. I'm not to keen on tracksuits though, a bargin though.

    I like Armani jeans and stuff like that. :o I can't afford it though. :o
    ARMANI...forget Vanquis...try AMEX :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Couldn't agree more, great credit building tool.. A year ago I was going to go for a cash plus with creditbuilder..then I discovered Jd Williams..so much better..
    Liked them so much...I BOUGHT THE COMPANY :rotfl::rotfl:

    :rotfl::rotfl:

    Are you going to put them on the market then?? :eek::rotfl:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    sutton111 wrote: »
    I would love to able to afford this.

    http://www.tessuti.co.uk/product/prada-pique-polo-shirt/Black/118075

    A simple T-Shirt. In a medium please!!! :rotfl:;)
    Going back MANY years.. I paid £59 for a tachhini polo shirt...a lot of money then.. I was only about 19
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    ARMANI...forget Vanquis...try AMEX :rotfl:

    Or Egg. Oh I would a Egg card, when I had credit they always turned me down. :confused:

    I could never work it out as I had M&S Card also BOS and a Barclaycard. :cool:

    I had good credit when I was at Sixth Form and I used to work at the same time.
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