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Sub Prime Credit Thread Part III

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  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    No, I don't use it.

    Same as me then. I just put £2 in it today, and will leave it like that. I phoned them to order a PIN Sentry, as it wouldn't let me log on to internet banking, as I had registered years ago when I had a kids account with Barclays.

    I phoned them and they wanted £6 for a pinsentry. I told them if they don't order me one for free, now, I shall be demanding a manager call me back. He then confirmed my address and said it'll be there in a 3 days.... I can logon to internet banking now, but not make any transfers etc.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    Why do you have premier life... it's expensive... :D

    It's £17.50 if you qualify, if you don't it's a draw-dropping :eek: £25 pcm.

    A similar price to Lloyds Premier account.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    Same as me then. I just put £2 in it today, and will leave it like that. I phoned them to order a PIN Sentry, as it wouldn't let me log on to internet banking, as I had registered years ago when I had a kids account with Barclays.

    I phoned them and they wanted £6 for a pinsentry. I told them if they don't order me one for free, now, I shall be demanding a manager call me back. He then confirmed my address and said it'll be there in a 3 days.... I can logon to internet banking now, but not make any transfers etc.
    £6 what a rip off. They sent mine without me requesting it.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    Same as me then. I just put £2 in it today, and will leave it like that. I phoned them to order a PIN Sentry, as it wouldn't let me log on to internet banking, as I had registered years ago when I had a kids account with Barclays.

    I phoned them and they wanted £6 for a pinsentry. I told them if they don't order me one for free, now, I shall be demanding a manager call me back. He then confirmed my address and said it'll be there in a 3 days.... I can logon to internet banking now, but not make any transfers etc.

    Their online banking is very good.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    I dowt it. That's the account I want.

    Do what I did. Open a standard bank account and then upgrade online. Takes 5 minutes and I'm pretty sure the credit scoring for a current account/advance is much lower then the plus score.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    It's £17.50 if you qualify, if you don't it's a draw-dropping :eek: £25 pcm.

    A similar price to Lloyds Premier account.

    Do you qualify?
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    TheEffect wrote: »
    I phoned them and they wanted £6 for a pinsentry.

    That's weird, neither me or my OH were charged for a PIN Sentry, we were just sent one. Not sure why they'd try and charge you for something just to be able to bank online :confused:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Abbey still giving you greif Sutton?

    What do you think!! :rolleyes:

    I rang again on Monday still no Visa debit card.

    They're complete buffoons :rolleyes:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Their online banking is very good.
    You can check your pre-approvals aswell
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's weird, neither me or my OH were charged for a PIN Sentry, we were just sent one. Not sure why they'd try and charge you for something just to be able to bank online :confused:

    Apparently, as I was sent one when I had a kids account a year or so ago closed, I was meant to keep that device in case I ever got another account with Barclays. I told india that's ridiculous. Got a free one in the end though.
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