Sub Prime Credit Thread Part III

victor-meldrew_4

sutton111 wrote: »

If I could move to either HSBC, Barclays or Halifax I would. :rolleyes:

I think Abbey are incompetent. :mad:

cant do halifax as o/h banks there.
dont want to do barclays as i have barclaycard.
abbey must be crap,enough people say so.
however our branch is big,has a lovley doris on one of the counters,is open all day and im not having problems yet.
they are starting to offer products to,zero etc,but to early for pre apps

sutton111

victor-meldrew wrote: »

no personal banker looked reports over.i metioned searches initialy.at first he said they would decline but will accept next month,with a clear search free month.after looking for a while he was undecided and kept getting up to take my reports to show someone to see if they could push it through.i just said ill come back next month.
the co op said i could appeal and offered basic.

Ah I see. What was on your file at the time? Just searches?

bigbum_2

victor-meldrew wrote: »

no personal banker looked reports over.i metioned searches initialy.at first he said they would decline but will accept next month,with a clear search free month.after looking for a while he was undecided and kept getting up to take my reports to show someone to see if they could push it through.i just said ill come back next month.
the co op said i could appeal and offered basic.

I have a co-op basic account. It's fine and co-op customer services is very friendly and professional. The only downside is the online account could be better laid out and the presentation a bit bland/basic.

Also account info is up-dated at a snail's pace so you need to phone c/s to get the most up-date account balance.

Brian1966

bigbum wrote: »

Non, monsieur!

sur la facon dont nous le faisons debout alors :rotfl:

sutton111

victor-meldrew wrote: »

cant do halifax as o/h banks there.
dont want to do barclays as i have barclaycard.
abbey must be crap,enough people say so.
however our branch is big,has a lovley doris on one of the counters,is open all day and im not having problems yet.
they are starting to offer products to,zero etc,but to early for pre apps

All I want is a Visa debit card, then I'll be happy.

bigbum_2

sutton111 wrote: »

Je suis deçu de mon dossier de credit, pour etre honnete

Eh, wot? Do. You. Speak. English??? I don't understand French. Anyone know wot 'es on abaht? Talk Eng-er-lish!

victor-meldrew_4

sutton111 wrote: »

Ah I see. What was on your file at the time? Just searches?

yeah no negative just searches.i know nid has advised a branch can push things through,and they obviousley can.
if you high on searches take your report into branch and get an unofficial pre app.atleast the if they advise it should go through a search shouldnt be wasted.

Brian1966

bigbum wrote: »

Eh, wot? Do. You. Speak. English??? I don't understand French. Anyone know wot 'es on abaht? Talk Eng-er-lish!

I know.. bloody foreigners :rotfl: I fought a war for you lot :rotfl::rotfl::rotfl:

sutton111

bigbum wrote: »

Eh, wot? Do. You. Speak. English??? I don't understand French. Anyone know wot 'es on abaht? Talk Eng-er-lish!

I thought you could speak french.

I can also speak Italian.

victor-meldrew_4

sutton111 wrote: »

All I want is a Visa debit card, then I'll be happy.

you can have one cant you.
as from june coop basic account is visa debit.and they can upgrade you after a month if they choose to.