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Sub Prime Credit Thread Part III
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victor-meldrew wrote: »went into branch with credit reports in hand
So they never actually did a search on you then?0 -
I got declined by Barclays last year, really thought I had it too as went through full application online, got e-mail confirming that I would hear within 5 days, ID confirmed from questions on credit file then got decline.
Shabbey accepted me online, then mailed to say sod off basic account only please ring if acceptable. I duly rang, thought it would be ok purely for green zero's, advisor assured me everything would arrive within days, 8 months later I'm still waiting :mad:
the stories about abbey are terrible.i had no choice.however things are looking good at the mo.going to stay 6 months and transfer to f/d or online banklittlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090 -
Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
victor-meldrew wrote: »the stories about abbey are terrible.i had no choice.however things are looking good at the mo.going to stay 6 months and transfer to f/d or online bank
If I could move to either HSBC, Barclays or Halifax I would. :rolleyes:
I think Abbey are incompetent. :mad:0 -
So they never actually did a search on you then?
no personal banker looked reports over.i metioned searches initialy.at first he said they would decline but will accept next month,with a clear search free month.after looking for a while he was undecided and kept getting up to take my reports to show someone to see if they could push it through.i just said ill come back next month.
the co op said i could appeal and offered basic.littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
Official SOS Club number 009 - Dry until 18.11.20090
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