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Sub Prime Credit Thread Part III

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Comments

  • He's trying to imply I smoke weed (pot) lol - funny beggar!

    Thanks for the compliment, I am a nice young man (39, young?) lol :rotfl:

    lol...........
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Parki wrote: »
    So are credit limit increased for these companies just based on account performance? Why do some people seem to get good increases and others dont based on similar performance?

    I believe that it's a combination of how you conduct your account with said account and the feed they get from the Credit Reference Agencies each month.
  • sutton111 wrote: »
    I have 26 accounts on my Experian file.

    im glad someone has more.
    o/h must be in the 50's
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Parki wrote: »
    Must be handing them out like toffee!!!! No wonder I got one ;p

    I wish they did hand they out like Toffee, they put two fingers up to me!
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well I didnt think I would get one but I did. I thought I had more chance with Aqua but they didnt want me. Tis a mad world
  • sutton111 wrote: »
    I wish they did hand they out like Toffee, they put two fingers up to me!

    one day you will have a platinum card with 100k limit and so much money you wont use it.
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    im glad someone has more.
    o/h must be in the 50's

    Alot of mine are settled accounts. Over half of which were basic bank accounts which I opened and never used because the facilities were/are rubbish.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    one day you will have a platinum card with 100k limit and so much money you wont use it.

    When Hell freezes perhaps. :rolleyes:
  • sutton111 wrote: »
    Alot of mine are settled accounts. Over half of which were basic bank accounts which I opened and never used because the facilities were/are rubbish.

    only 2 of them settled, and not showing settled yet
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I have 26 accounts on my Experian file.

    SO many!!!!!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
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