Sub Prime Credit Thread Part III

Innocent_Guy

never-in-doubt wrote: »

nah cos i have 100's of searches mate lol - that much is obvious.

remember I also have 2 cifas - not on my experian credit report but direct with cifas/on equifax.

I'm confused about that but cant argue with experian cos it just doesn't show anything haha

cool ok........

TheEffect

I stopped myself from applying for anything tonight. Had an itchy finger, but am happy with my CapitalOne card.

never-in-doubt

I personally think 1st will do proper checks when they get forms back - like each account is verified by underwriters.

What may make it easier is the fact they ask for address history for 2yrs - i've been here 2.10yr so have to use previous addy a lot of the time.

Maybe that helped - dunno mate but am expecting a decline!

Parki_2

TheEffect wrote: »

I stopped myself from applying for anything tonight. Had an itchy finger, but am happy with my CapitalOne card.

Id be happy with mine if they ever get around to sending it. Even after phoning them I couldnt get confirmation that it is actually on route or still not been sent.

Innocent_Guy

TheEffect wrote: »

I stopped myself from applying for anything tonight. Had an itchy finger, but am happy with my CapitalOne card.

SO you are not applying for flybe then? Well done!

sutton111

Innocent_Guy wrote: »

SO you are not applying for flybe then? Well done!

Where is your card image Innocent? :rolleyes:

Innocent_Guy

sutton111 wrote: »

Where is your card image Innocent? :rolleyes:

Didn't manage to do it....... Sorry buddy :rolleyes:

Do your littlewoods accounts show on experian?

sutton111

Innocent_Guy wrote: »

Didn't manage to do it....... Sorry buddy :rolleyes:

Do your littlewoods accounts show on experian?

Yes they report to all three CRA's.

When are you going to post it?

TheEffect

Parki wrote: »

Id be happy with mine if they ever get around to sending it. Even after phoning them I couldnt get confirmation that it is actually on route or still not been sent.

That's odd. I've found them to be very helpful. They told me the exact date my card was posted and was actually stop on when it would arrive.

Innocent_Guy wrote: »

SO you are not applying for flybe then? Well done!

Nope. Going to hold out for that Lloyds TSB card hopefully in a few months. On my third statement for both Vanquis and Aqua this month. While Aqua didn't increase my credit limit (I've asked them to review my account again, they'll email me tomorrow), I'm hoping Vanquis might increase my limit.

If not this month, then maybe next month on my 4th statements.

Innocent_Guy

sutton111 wrote: »

Yes they report to all three CRA's.

When are you going to post it?

A soon as I can matey........