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Sub Prime Credit Thread Part III

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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    how did you get on at work.?
    got 300 limit with laredoute

    Nice one mate - but I got £6400 1st direct account almost - hahahaha

    work was fine, told the boss to do1 and he did! seriously they just told me to not get caught or they'd have to take action - yea right, who am I harming, the foxes and rabbits for getting em stoned? LOL :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I just want it all sorted ASAP as I do not have any debts other than my manageable overdraft. My bank even offered me a credit card last week but they admitted that though my internal score is good, they'd then be subject to an overall credit check so I probably would be declined.

    sorry haven't read everything but can you briefly explain what is wrong..... or start me in the right direction with a link lol - :eek:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Nice one mate - but I got £6400 1st direct account almost - hahahaha

    work was fine, told the boss to do1 and he did! seriously they just told me to not get caught or they'd have to take action - yea right, who am I harming, the foxes and rabbits for getting em stoned? LOL :beer:
    they are just covering there own !!!! then.
    any news on f/direct
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    they are just covering there own !!!! then.
    any news on f/direct

    LOL yea seems they were - paper excercise if you ask me.....

    No news yet but still think i'll get credit scored/searched after I return forms..... shame if so cos then i'd get declined!
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Hello !!!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 12 May 2009 at 11:43PM
    Is the black halifax debit card the ultimate rewards card? Anyone got a photo please?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    Is the black halifax debit card the ultimate rewards card? Anyone got a photo please?

    Yep, my Mum and Dad have that card, it's very nice!! :D

    I'll post some images tomorrow if my Mum lets me take a picture of the card. :rolleyes:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NO! Only if it was the same default for the same debt using the same load dates.

    Sutton, care to tell me the details so i can do you a letter to get it off again mate :confused:

    Well if you mean details - It's Robinson Way dealing with an old Capital One debt. I paid it and it and asked Equifax to update it to show settled I got this reply -

    "Thank you for your recent enquiry.

    Credit Agreement - London Scottish Bank Plc (I)

    The company has agreed to amend the account to show as settled on their next monthly supply of information to Equifax."
    I received this reply on the 24/02/09

    Next thing was, it had totally disappeared from my records, 3 months later it has re-appeared as satisfied.

    Very, Very bizarre and very frustrating! :mad:
  • Doshamento
    Doshamento Posts: 230 Forumite
    Evening Effect, Sutton
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Doshamento wrote: »
    Evening Effect, Sutton

    Hi Dosh and good night Dosh. LOL

    I'm off to bed now.
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