Sub Prime Credit Thread Part III

never-in-doubt

victor-meldrew wrote: »

thats incredible they sent you the papers.mad.

why mate? I'm no risk - lol, I keep saying! I'm perfectly fine, its incorrect link that is wrong.... :beer:

noah271007

How many credit applications have you made in the last 12 months NID? I mean hard credit searches!

davethorp

never-in-doubt wrote: »

Hahaha - didn't you only get it at 11am? You're nuts!

About 9am actually.

Most of the spending is food shopping or bills so nothing exciting

seeya23

good evening to all

davethorp

Morning!!!

seeya23

davethorp wrote: »

Morning!!!

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

seeya23

Afternoon to ya

Doshamento

never-in-doubt wrote: »

Arlington Business Park is a Contact centre - a huge glass building next to the White Rose Centre. I am in Essex but know this cos my mate works for HSBC (1st Direct) which used to be based there before moving to Stourton. The contact centre is huge and homes 1st Direct; O2, British Gas and a couple of others..... its like Ventura - if you know what that is? (Ventura provide call centres for Sky/British Gas/Next to name a few)....

Does that make sense? Details Here & Photo Here

Yep, It makes sense - thank you matey

sutton111

Doshamento wrote: »

Yep, It makes sense - thank you matey

So if you make alot applications too O2 then their fraud department starts to get involved then?

Doshamento

sutton111 wrote: »

So if you make alot applications too O2 then their fraud department starts to get involved then?

I wouldn't say applications in over the phone or in shops, moreso online.

If online application data have something simple missing, mispelt or most commonly an error with their own online systems at the time, it cannot find the information it wants whilst checking your Credit file, so tries again and maybe again until it declines it. Thus making duplicate searches for 1 product on your Credit Fs.

o2 Fraud Dept is triggered as a result, although this does not mean or indicate any fraud on behalf of the applicant..etc

How's Sutton tonight:D