Sub Prime Credit Thread Part III

victor-meldrew_4

cifpower wrote: »

I have a feeling that one is hard and one is soft

thats a good sing then

sutton111

TheEffect wrote: »

I had 2 from them, however 1 was a fraud check or something like that, and is not shown to other people who search my file. Do you know if you've been accepted yet?

Fraud check? What does it say?

cifpower

sutton111 wrote: »

Is one in Table 1 and the other in Table 2?

That be true

TheEffect

It seas ... Identity Check to comply with Anti Money Laundering Regulations... don't know if that's to do with fraud, or just making sure I am who I say I am.

cifpower

TheEffect wrote: »

I had 2 from them, however 1 was a fraud check or something like that, and is not shown to other people who search my file. Do you know if you've been accepted yet?

No I don't know. Am just waiting for them to get back to me.

cifpower

TheEffect wrote: »

It seas ... Identity Check to comply with Anti Money Laundering Regulations... don't know if that's to do with fraud, or just making sure I am who I say I am.

sounds like an Electoral Roll check then

sutton111

TheEffect wrote: »

It seas ... Identity Check to comply with Anti Money Laundering Regulations... don't know if that's to do with fraud, or just making sure I am who I say I am.

That's standard stuff then. Abbey did this to me when I changed addresses.

TheEffect

I found out that all my applications where going to underwriter automatically anyway, as there was a NOC on my file which meant all companies have to manually look at my applications. Just checked and it's all gone now.

Also, 3 searches from T-Mobile have been removed, so I have 12 searches on Equifax now. Still waiting for 2 more to be removed.

sutton111

TheEffect wrote: »

I found out that all my applications where going to underwriter automatically anyway, as there was a NOC on my file which meant all companies have to manually look at my applications. Just checked and it's all gone now.

Also, 3 searches from T-Mobile have been removed, so I have 12 searches on Equifax now. Still waiting for 2 more to be removed.

I've told Experian to remove my NOC as well, I've just e-mailed them.

TheEffect

I just txted Heart 106.2. If anyones listening, listen out for Simon Beale to read a text from Luke in London. That'll be me. Should be read out within next 10 minutes.

Yes, I am that sad.