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Sub Prime Credit Thread Part III

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Comments

  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    cifpower wrote: »
    I have a feeling that one is hard and one is soft :D

    thats a good sing then
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    I had 2 from them, however 1 was a fraud check or something like that, and is not shown to other people who search my file. Do you know if you've been accepted yet?

    Fraud check? What does it say?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Is one in Table 1 and the other in Table 2?
    That be true
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It seas ... Identity Check to comply with Anti Money Laundering Regulations... don't know if that's to do with fraud, or just making sure I am who I say I am.
  • cifpower
    cifpower Posts: 6,502 Forumite
    TheEffect wrote: »
    I had 2 from them, however 1 was a fraud check or something like that, and is not shown to other people who search my file. Do you know if you've been accepted yet?
    No I don't know. Am just waiting for them to get back to me.
  • cifpower
    cifpower Posts: 6,502 Forumite
    TheEffect wrote: »
    It seas ... Identity Check to comply with Anti Money Laundering Regulations... don't know if that's to do with fraud, or just making sure I am who I say I am.
    sounds like an Electoral Roll check then
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    It seas ... Identity Check to comply with Anti Money Laundering Regulations... don't know if that's to do with fraud, or just making sure I am who I say I am.

    That's standard stuff then. Abbey did this to me when I changed addresses.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I found out that all my applications where going to underwriter automatically anyway, as there was a NOC on my file which meant all companies have to manually look at my applications. Just checked and it's all gone now. :)

    Also, 3 searches from T-Mobile have been removed, so I have 12 searches on Equifax now. Still waiting for 2 more to be removed.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    TheEffect wrote: »
    I found out that all my applications where going to underwriter automatically anyway, as there was a NOC on my file which meant all companies have to manually look at my applications. Just checked and it's all gone now. :)

    Also, 3 searches from T-Mobile have been removed, so I have 12 searches on Equifax now. Still waiting for 2 more to be removed.

    I've told Experian to remove my NOC as well, I've just e-mailed them.
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I just txted Heart 106.2. If anyones listening, listen out for Simon Beale to read a text from Luke in London. That'll be me. Should be read out within next 10 minutes.

    Yes, I am that sad. :D
This discussion has been closed.
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