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Sub Prime Credit Thread Part III
Comments
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Hello,
Just wondered if someone could shed some light on this for me...last week I made a couple of applications, one for the new barclays CC, one for next and one for grattan...now I do not have one search or alert on either Experian or Equifax...any ideas???
:eek: Debts: Capitalone £0, Vanquis £220, LX Direct £1197, Mutual £1107, JD Williams £23 :eek:0 -
Were you accepted for the accounts? Have you received the Barclaycard? I think that all 3 of the above lenders search Equifax........Hello,
Just wondered if someone could shed some light on this for me...last week I made a couple of applications, one for the new barclays CC, one for next and one for grattan...now I do not have one search or alert on either Experian or Equifax...any ideas???Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
I was automatically declined for the CC, and got the referral message on the other two.:eek: Debts: Capitalone £0, Vanquis £220, LX Direct £1197, Mutual £1107, JD Williams £23 :eek:0
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You may not have met the application criteria for the CC so it didn't get to credit search?? Or rather their internal credit scoring?Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0 -
Hmmm possibly :eek: Debts: Capitalone £0, Vanquis £220, LX Direct £1197, Mutual £1107, JD Williams £23 :eek:0
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There must have been some issue then. If there is no search showing there obviously has been a problem call the lender and clarify they have searched the correct address, DOB & then call CRA'sI was automatically declined for the CC, and got the referral message on the other two.Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
One would assume that he checked the criteriathriftymomma wrote: »You may not have met the application criteria for the CC so it didn't get to credit search?? Or rather their internal credit scoring?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Afternoon to all0
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Aloha !0
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Afternoon........Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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