We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 <b>Have you signed up to the Forum's <a href="https://forums.moneysavingexpert.com/discussion/6612556/new-feature-get-sent-trending-forum-threads-by-email?utm_source=banner">new Email Digest</a> yet? </b>Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Thread Part III

1…100101103105106…804

Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Yes the items arrived this morning. Can't quite believe it. Nevermind!
    Yay! Welcome to the club! :D
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    My credit limit is £150. Which reasonable IMHO.
    That's what I got when I first started out
  • sutton111
    sutton111 Posts: 6,302
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Innocent_Guy wrote: »
    My items arrived today aswell!!! At least I have my customer number now! I need to set up Direct Debit

    I'm going to do that. I'll wait for my first statement though.
  • sutton111
    sutton111 Posts: 6,302
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Innocent_Guy wrote: »
    Concidering your are in the biggest risk bracket that great

    What biggest risk bracket? :confused:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    I'm going to do that. I'll wait for my first statement though.
    Do you know if I can do it online?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    cifpower wrote: »
    Yay! Welcome to the club! :D

    Cheers!

    When did yours increase?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Cheers!

    When did yours increase?
    After about 3 months IIRC
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    What biggest risk bracket? :confused:
    The worst outcome for a lender is someone defaulting on an account
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • sutton111
    sutton111 Posts: 6,302
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Innocent_Guy wrote: »
    Do you know if I can do it online?

    No, you can do it over the telephone or download a PDF and post that in.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Do you know if I can do it online?
    No but you can do it over the phone
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture