Sub Prime Credit Thread Part III

cifpower

seeya23 wrote: »

why cif ??????? have you phone them for a reason

I phoned them to ask why to be told that the manager dealing with it is off until tomorrow and that the insurer will be sending a letter out explaining why.

davethorp

Well one of the first questions an insurer asks is have you ever had a policy cancelled, nullified or declared void

cifpower

davethorp wrote: »

Well one of the first questions an insurer asks is have you ever had a policy cancelled, nullified or declared void

So i take it my premiums will now shoot up or I will be unable to get car insurance?

sutton111

davethorp wrote: »

Still not heard anything about my Accessory card so made a call.

Card posted on 1st May so should be here in next couple of days. Opening limit £400

Told you that you would be accepted.

Well done Dave.

sutton111

victor-meldrew wrote: »

im surprised.cant you ring back and ask why.that would be handy to no reason if you appeal

Victor, I can't be arsed TBH. If I'm not good enough for them, well they aren't good enough for me.

Sod 'em. :cool:

sutton111

cifpower wrote: »

Well I got turned down

I can't get one either. Hardly a loss really. :rolleyes:

They offer crap limits which you could be stuck with for years.

sutton111

cifpower wrote: »

So i take it my premiums will now shoot up or I will be unable to get car insurance?

Basically yes Cif.

Basically they will want to know 'the insides of a Cows A*s'. :rolleyes:

cifpower

sutton111 wrote: »

I can't get one either. Hardly a lose really. :rolleyes:

They offer crap limits which you could be stuck with for years.

You get a £100 limit, they raise it once after 4 months to £300 and that's it. No more. That's your lot. I'd much rather have Vanquis.

sutton111

cifpower wrote: »

You get a £100 limit, they raise it once after 4 months to £300 and that's it. No more. That's your lot. I'd much rather have Vanquis.

Exactly. That's my opinion anyway. :cool:

If your luckly it increase to £400. :rolleyes:

There was a girl on the forum who had their card for 7 years and it never increased. The limit was £500. :rolleyes:

sutton111

sutton111 wrote: »

Basically yes Cif.

Basically they will want to know 'the insides of a Cows A*s'. :rolleyes:

It was a Metaphor BTW, they don't usually look inside Cows asses.