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The 9 year plan...hold onto your hats and here we go!
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Ooh I LOVE my savings pots! We have the large pink china piggy that takes all our change, another piggy that we each drop £2 a week into to save for the Good Food Show in December. Then there is a sheep for 5p's, and yet another piggy for the coins that MrEH picks up off the ground in the street....oh, and finally a tin that I'm randomly throwing a couple of pounds a week into at the moment but I'm not entirely certain what for yet....!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
you sound like me, i've had my coppers tin and 5p & 20p tins since i was a kid and it was our holiday spending money, now i have OH's recyled spotty terramundi pot for any £1 or £2 i can afford to add to it, and a 10p tin which has pictures of daschunds on it and can only be opened with a tin opener and is my savings for a puppy (not that OH knows that yet) I also have lots of online savings accounts for all those annual bills etc.
before OH met me he was the type that threw away his low value loose change, i soon changed that and his not saving habit and he's saved quite a lot in loose change now, sometimes he still doesn't believe how much he's changed money wise.0 -
My savings pots are mainly virtual....I have an instant access one with ING for general savings which I can use if anything blows up in the house (Or I want concert tickets etc!) and the other one I have for saving to pay off my loan next year. I am not allowed any withdrawals on it, which works well for me as once the money is in it's trapped and can't be frittered!
I also have a large [strike]margarine tub wrapped in Xmas paper[/strike] classy Sealed Pot into which all change under £1 goes. I emptied it at the end of April and from the start of December I had paid in £120 :j0 -
EssexHebridean wrote: »Ooh I LOVE my savings pots! We have the large pink china piggy that takes all our change, another piggy that we each drop £2 a week into to save for the Good Food Show in December. Then there is a sheep for 5p's, and yet another piggy for the coins that MrEH picks up off the ground in the street....oh, and finally a tin that I'm randomly throwing a couple of pounds a week into at the moment but I'm not entirely certain what for yet....!
I have two piggies and a camper van saving pot...:DBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Yes, I'm considering the idea of opening up additional online accounts myself FF - one for the car depreciation costs is a definite I think, and I've just suggested to MrEH that we do one for holiday savings too...I like the idea of things being organised into their separate pots, as it were, and it occurs to me that it doesn't much matter if those pots are physical or virtual ones.
Confession: I frittered a bit today.
Had to call in to the pet store to get the cat a new collar as she lost the other one last night......bought two so we have one as a spare - bargain prices too at 99p and £1.46. Then picked up a little cat toy for my friends new Kitten - that was only 79p though so not too bad. However....I was the right end of town for the station, and OH was only about 15 minutes away on the train....so I went into The Range to kill some time.....:rolleyes:.......ended up coming out with a pack of rubbish sacks (25 heavy duty ones for £2.69 - very much needed and we re-use them too so they'll keep us going for ages) which were essential, a 1kg box of luxury choclate broken biscuits (slightly less essential) for £2.29 and abag of Bombay Mix (99p!) - hum. I blame MrEH myself - if he'd been on an earlier train it wouldn't have happened! I did at least discover that the cat food Her Ladyship eats is on special offer at the moment - £4 a bag cheaper than normal, so shall stock up on that before the offer finishes.
Sock Status: Very very stripey indeed (in honour of Fay) - bright pink, dark pink & bright blue stripes with grey toes.
Update: Gas & Leccy bills both dropped through the door today - we are now overpaying dramatically on our electric and have gone from £61 in credit at the end of March to £173 in credit now! Apparently we only used £64 of electric in the last billing period (A little over 2 months) so I will ring British Gas and politely request that they reduce the DD to £47 a month from £57......that £10 will then get added to the mortgage OP.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
i had to break into my terramundi pot last year and had £187 which we used for new wardrobes and bed side tables. I'm so glad i had it but i'm not sure the man liked it all in £1 & £2
I've got to start a new savings account so that i can save up to pay off my loans early i have the plan just need to find the right account and start saving. I started a savings account for all the odds and ends you save on the bottom of supermarket receipts etc and got over £200 before we bought the dining room chairs, but i've now got £80 to put in the kitty to replace it. It's just amazing how quickly the little bits can add up isn't it?0 -
boredofbeingathome wrote: »I have two piggies and a camper van saving pot...:D
Is that a saving pot for a camper van or a saving pot shaped like a camper van Bob?! Or perhaps both?
I probably should have mentioned, I collect cross-eyed ceramic piggy (and sheepy!) banks....I love piggy banks but have to rein in my obsessive nature somehow so after the first one I got was cross-eyed MrEH announced I could only get more if they were cross-eyed too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EH you did much better in the range than i ever do, i love the craft section and can just get way too carried away, i just have to try and stay away.0
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EssexHebridean wrote: »Is that a saving pot for a camper van or a saving pot shaped like a camper van Bob?! Or perhaps both?
I probably should have mentioned, I collect cross-eyed ceramic piggy (and sheepy!) banks....I love piggy banks but have to rein in my obsessive nature somehow so after the first one I got was cross-eyed MrEH announced I could only get more if they were cross-eyed too!
One shaped like a camper van, although i tend to talk to folk on here with them..note Fay and Pepe:rotfl: Method in my madness eh?;):D
I have my piggies in opposite colours, so orange with yellow spots and vice versa... a tad obsessive myself too:rolleyes:Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
Lemon_Tree wrote: »EH you did much better in the range than i ever do, i love the craft section and can just get way too carried away, i just have to try and stay away.
I have forbidden myself any more craft stuff until I've made cards with the stuff I have LT - hence I just didn't go near that area of the store. Safer that way, see!
ROFL at the idea of you paying for furniture in £1 and £2 coins too! :rotfl:
Bob your spotty piggies sound fab!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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