How many credit cards do you have?

CharleneUK

Beginning of the year, I had around 6, I only have 3 now.

I'm getting all my pins changed to the same thing by end of the month (or when I can be bothered!)

Afahmaep

As an experienced 'stoozer' and operating slightly differently from others I have got 19 valid credit cards with a combined limit of £115,190.00.
I have just got through the 'Post Christmas' offers stage and will reduce the total amount to a more manageable list of about 12 or so.
This should give me good opportunities to get new cards in Autumn after 6 months or so have elapsed from closure.
REASON. I believe being a long term customer stands a better chance of getting repeat offers 'in the long run' rather than close each card immediately after the 0%period has expired and why I have tried to keep at least one card open with each of the main providers.

amy21_2

Afahmaep wrote:

As an experienced 'stoozer' and operating slightly differently from others I have got 19 valid credit cards with a combined limit of £115,190.00.
I have just got through the 'Post Christmas' offers stage and will reduce the total amount to a more manageable list of about 12 or so.
This should give me good opportunities to get new cards in Autumn after 6 months or so have elapsed from closure.
REASON. I believe being a long term customer stands a better chance of getting repeat offers 'in the long run' rather than close each card immediately after the 0%period has expired and why I have tried to keep at least one card open with each of the main providers.

WOW! how do u keep up with them? i had one for 9 months while i was travelling then i got rid of it, now have 0

Afahmaep

WOW! how do u keep up with them? i had one for 9 months while i was travelling then i got rid of it, now have 0

10 of them are currently 'off limits' in various stages of BALANCE TRANSFER usage which means that of the 9 left I only take out with me 2 or 3 depending on the time of month i.e in the order of recent monthly statements.

bolo

19 cards!!!! i understand that you have 10 to stooze, but do you really need 9 to shop with. If you don't mind me asking what do you expect to make out of all your stoozing?

briona

James wrote:

How many of you with more than one card use the same PIN for each card?

I've got four cards [as mentioned earlier] and four different PIN numbers. Despite being pretty crap at maths, I find memorising numbers simple.

Every number I have ever been assigned – PINs, NI number, Passport number, student/exam numbers, account numbers etc – I can remember even years after I've no longer need them!

Afahmaep

Repeat 0% offers dsometimes come completely out of the blue. Once you have got the card the supplier doesn't know your financial position and can only guess via your card usage unless it's linked to a Bank Account and I have got a 0.9% a 2.9% and a 4.0% offer this way recently.
I am quite happy maintaining this PERSONAL level of cards although some will question my logic.