ftb low income?

GrammarGirl

chewmylegoff wrote: »

well, if she is accumulating that money in a bank account you wouldn't be denying her children anything by taking it away as it is clearly in excess of what is needed. what more needs to be said.

Again, the OP has already stated she wants something to give her children, in the long run. Whether it be an inheritance of money or property, she wants them to have security when she is no longer around.

So although taking the money away wouldn't harm them in the short term, it would take away any form of inheritance, therefore harming them in the long term.

I wasn't being flippant with my post by the way. I really cannot think that there's anything more to be said, because to me it seems there is no issue here.

chewmylegoff

GrammarGirl wrote: »

Again, the OP has already stated she wants something to give her children, in the long run. Whether it be an inheritance of money or property, she wants them to have security when she is no longer around.

So although taking the money away wouldn't harm them in the short term, it would take away any form of inheritance, therefore harming them in the long term.

I wasn't being flippant with my post by the way. I really cannot think that there's anything more to be said, because to me it seems there is no issue here.

the purpose of benefits is not to ensure that people can accumulate an inheritance to leave to their children. the children will continue to be in receipt of benefits when they are adults, to the extent that they are unable to work and earn money for themselves; it is therefore not necessary for the mother to accumulate a cash pot at our expense in order to ensure their future security - why do we need to pay twice for that?

i'm happy for benefits to be paid to anyone who is unable to work in order to ensure that they have a reasonable standard of living, but it seems to be completely at odds with the point of benefits for them to be accumulated in savings, whether to fund a property, an inheritance pot or whatever else it may be.

Oatcake

Gwhiz wrote: »

No wonder this country is fck'd!! You get £25K in benefits!!!!!!!!!!!!!!!

Makes me sick, spongers.

Oatcake

entitledto.co.uk/

See what else your entiltled to..
Perhaps you can boost your income for a mortgage with more benefits.

Dont worry, ill pay with my tax.

kunekune

There are some really awful people here. OP is in private rental. Not very secure. We don't know where the money for the deposit came from: perhaps OP's parents died? I don't think she said she has lots of money left over. Given the current political and economic environment, perhaps looking for something more permanent isn't a bad idea.

Certainly, to be receiving DLA at those rates, the children are pretty seriously disabled (asthma and ezcema don't do it, sorry). My son with Down Syndrome, in nappies at 9 and unable to speak a 3 word sentence, needs constant supervision, not safe to leave him for 5 minutes, gets low rate mobility and middle rate care ... These kids have SERIOUS problems.

mrluke

Oatcake wrote: »

entitledto.co.uk/

See what else your entiltled to..
Perhaps you can boost your income for a mortgage with more benefits.

Dont worry, ill pay with my tax.

Little boy/Troll , id suggest reading this post through as you can probally tell this lady is a carer and deserves every single bit of cash she can get !

emmalita

Oatcake wrote: »

Makes me sick, spongers.

haha i hope for your sake you never have a accident and become seriously disabled then you will know what discrimination is!

emmalita

Oatcake wrote: »

entitledto.co.uk/

See what else your entiltled to..
Perhaps you can boost your income for a mortgage with more benefits.

Dont worry, ill pay with my tax.

I have done thanks, i already know what i am entitled too and made sure i got it,I too paid my taxes when i was in full time employment and will continue to do so until pension age

emmalita

GrammarGirl wrote: »

I don't really understand the argument here... the OP receives £25k in benefits and currently uses that money to pay rent. She wants to use the money to pay a mortgage, presumably to give her and her children more security and stability. Would her benefits be increased if she takes on a mortgage? I don't get it!

I think the OP has done a great job in saving up such a sizable deposit. I can completely understand why she wants to buy rather than continue renting - I'm a renter myself and have experienced first hand the insecurity that comes with renting, rather than owning, a house.

I have no advice to give because I know nothing about mortgages, but I wish the OP lots of luck and hope she finds a situation that works for her and her family.

My deposit has come from my Father who is dying from prostate cancer,he gave me £20000 and the other£10000 is my own savings

emmalita

kunekune wrote: »

There are some really awful people here. OP is in private rental. Not very secure. We don't know where the money for the deposit came from: perhaps OP's parents died? I don't think she said she has lots of money left over. Given the current political and economic environment, perhaps looking for something more permanent isn't a bad idea.

Certainly, to be receiving DLA at those rates, the children are pretty seriously disabled (asthma and ezcema don't do it, sorry). My son with Down Syndrome, in nappies at 9 and unable to speak a 3 word sentence, needs constant supervision, not safe to leave him for 5 minutes, gets low rate mobility and middle rate care ... These kids have SERIOUS problems.

If I was you i would have that checked out again as what you have said about your child should come under severe disability