The ultimate incentive worked! Now onto phase two

Happytogetdebtfree

its a pronovia dress its called linares but i cant find it online i bought it last year as thats when i was to marry but we decided to cancel because we were thinking of spending 30 k that we didnt have so ive saved it its lovely il try find a link and post it xx

Tete_en_l'Air

6th of June! It's still 5 1/2 weeks away! Is it totally off the cards for you then? Have you heard any more about the accident?

Happytogetdebtfree

http://www.preownedweddingdresses.com/dresses/5317/Pronovias-Linares-Size-6.html my dress but mine is new

Birdie85

Oh Happy, your dress is beautiful! You'll look gorgeous!
Are you going to kick us for if we keep talking weddings Dinah?

Tete_en_l'Air

Very nice Happy, I like the colour and the neckline/straps

Flower08

Afternoon everyone!

Cinny quite glad to hear that you didnt get the microwave, had awful visions of you doing yourself some serious harm!!

Got a check for £18 this morning yay!! We went to london in january and i sent off the oyster cards about 2 months ago for the money to be refunded - had completely forgotton about them and today i got the cheque in the post.

OH is at work today, so going to try and get on with some decluttering and listing some things on ebay, just dont have the motivation to do so.

OH still cant make his mind up where we are going on holiday, i dont really care where we go aslong as its hot!! But he is being mr fussy as ever!!

Swinstie73

Afternoon everyone!

Went back and re-read your first post Dinah and still can't get over the clearing £16K in 10 months! It's encouraged me to pay a bit more this month and I'm now under £11K (just)! Does anyone know if you can over-pay on loans as this will be my longest debt (3 years to go) but should have everything else paid sooner?

Dinah93

Aye the wedding thing is starting to scare me again tbh! You're only allowed a wedding comment if you make a money comment at the same time, thems the rules in my thread.

Been reading the MB guide for the fourth time and I just don't get it. I have an A-level in maths so I really feel like I should, but I think it's all the gambling-words. I've never placed a bet in my life, so I don't understand any of the jargon! I nearly get it though so might see if I can do a productive trial £10 bet this weekend and see how that goes.

Dinah93

Swinstie73 wrote: »

Afternoon everyone!

Went back and re-read your first post Dinah and still can't get over the clearing £16K in 10 months! It's encouraged me to pay a bit more this month and I'm now under £11K (just)! Does anyone know if you can over-pay on loans as this will be my longest debt (3 years to go) but should have everything else paid sooner?

Hi Swinstie

You need to read the Ts & Cs of your loan, some allow it some don't. If yours doesn't put the money into a savings account once you have cleared the other debts, this will enable you to make an early final settlement on the balance once you've saved up enough. Best of luck!

Flower08

Swinstie - i think overpayment of loans varies, some charge you for making over payments, others dont, you would need to find out from the company i would guess