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My £3k challenge

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  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Thanks guys. Primula the mascara was for dd, but the nail varnishes were for me ;)

    Have done the food shopping today and went back to sainsburys and spend less than I would have at tesco and got dd2 lots of little bits in the sale that she needed and stayed under the weekly budget. £9 of that was on clothes so I will transfer that from my acc to the bills acc to give it back.

    My friend gave me a bag of clothes for dd today but not sure what she was thinking as there were some boys bits in there and stuff that is way too old for dd as well so have had a sort through and there is a little pile for ebay. She did tell me to charity shop anything I didn't want so don;t feel bad about it.

    Off to see my niece shortly as it's her birthday and then back tonight to get more on ebay hopefully.
  • EssexHebridean
    EssexHebridean Posts: 24,377 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on that payment YB - just keep chipping away at it, that's the way. :D
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I've just worked out my money pre wages for next month, and I've still got some catching up to do in my account so it means that I am going to still have to use extras to recoup my balance which is a shame.

    I have transferred £5 from the scratchies today and I think that will go to the loan, but just taken some from paypal from ebay sales which will have to stay in my account. Hopeing for a few more sales over the next few weeks to try and make a difference.
  • Primula
    Primula Posts: 953 Forumite
    That's good though working out your money before you get paid, that way you know exactly what you've got to do. If you were anything like me, way back in the bad old days, not a lot of "workings out" were done, it was a case of whoopee pay day, elated feeling for 3 or 4 days, then a very long month! And you've got some more stuff to Ebay so you will manage fine.
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I've had a bit of a rejig of some money and will use some money from OH for my account and chuck any small bits at the loan as for me the motivatio is stronger when I keep chucking money at it and watching the total change.

    Had MIL over all evening and ended up buying some bits for her on ebay! Wanted to put more on and haven't had chance so will have to try and do that tomorrow after work.
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    £6.32 off the loan this morning as had to pay for something for MIL so have used my own money instead of paypal to pay this off.

    Am waiting on £5 from scratchies and that will go too.
  • xHayles84x
    xHayles84x Posts: 585 Forumite
    Well done on all the payment Yuk! Your sig is going down soo quickly, you must be so happy! Before you know it that car loan will be gone. Well done!!!!
    The very best things in life ... are free! :D

    Challenges for 2010: Sealed pot challenge n.o.855 - £365 in 365 days challenge (pay for xmas in 2010) £21 - Make £5 a day in Jan challenge £0.00/£155
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Thanks Hayley. I know it is shooting down but I still want it gone like yesterday lol, am so impatient.
  • spykey_uk
    spykey_uk Posts: 355 Forumite
    Well done Yukkibear, you are doing so well! You've paid off so much in such a short space of time, you will get there soon. Keep up the good work! x
    Mortgage when started (Dec 2013): £157,272.50
    Current mortgage (date): £156,885.56
    Mortgage free day: Dec 2043
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I was having a bit of a tidy up and found a postal order for £2.30 so OH promptly paid that into my loan account for me this morning :rotfl::rotfl:

    Every little helps lol why can't I find some bigger amounts.
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