My £3k challenge

yukkibear

Well I have been formulating a plan on how to clear this loan over the last couple of hours. I have added up the various sources of income coming my way and regular loan payments etc, and provided everything stays on track and pays out ok etc then the loan will be at £1k by 20th sept.

If that happens I can then use my back up plan to pay it off, but I may be being a bit optimistic at this point.

I need to work my backside off through August and see if I can achieve this, but I am a bit worried about stretching myself too thin etc, but at the same time less £120 each month will be great for our monthly budget again, and should see well to getting us back on track very quickly.

By writing this down I feel more obliged to try harder, but I do have a few iffy payments owed to me and I'm not sure if I'll get them all so fingers crossed and wish me luck lol.

Really can't wait to move on to the next phase of my challenge now, getting bored with paying the bank money.

yukkibear

Three parcels to post this morning.

Still waiting for my phone ............

Primula

yukkibear wrote: »

Well I have been formulating a plan on how to clear this loan over the last couple of hours. I have added up the various sources of income coming my way and regular loan payments etc, and provided everything stays on track and pays out ok etc then the loan will be at £1k by 20th sept.

Wow, good luck yb. Hope everything comes through for you to enable you to do this. That would be amazing.

wendz86

Good luck with the plan, may be hard but would be worth it. Hope the phone turns up soon!

yukkibear

Thanks guys. I have my phone and it's lovely and sparkly lol. Just waiting for them to connect me now, but am playing around with it all the same.

The plan has been written down and looks feasible. There is a couple of grey areas that I would like to make more secure, but I can only give it a go.

Have someone coming to pick up a collection item I sold on ebay tomorrow morning and pay me cash so that will go straight in the pot. Also received a postal order this morning so that will go in with the cash on monday if all goes to plan.

So tired tonight though.

yukkibear

Two ebay parcels posted today which is the only good news of the day.

My shiny new phone is being sent back as the screen is faulty. That's not a problem but half an hour of arguing with customer services and getting nowhere at national rate wasn't my idea of a saturday. OH took over in the end as he is so much better than me at that and I will be without my new phone for about 10 days now until they have sent me an envelope received my phone and then sent me a new one. Grrrrrrr.

yukkibear

My ebayer collected their item this morning so that's £40 for the pot tomorrow

Cooking a nice roast beef and will have a bottle of lager with it. Yummy.

debt_cruncher

That is a nightmare about your new phone. At least you still have your old phone. Enjoy your roast dinner. We are having roast chicken and then off to see OH's folks.

yukkibear

Well done the father in law duty and had a lovely roast dinner that came out really well. Have washed my car inside and out and hoovered OH's car for him.

Got four new bits ready on turbolister for ebay tonight and have taken some more pics to add on later.

Tired now lol

xHayles84x

Hi Yuk,

Everytime i look at your diary your car loan has gone down, well done you chick!

I have a quick question re your car, i remember you saying you bought a Fiesta Zetec, is it the new shape? I have seen one i like and was wondering what they are like are cars? the one I'm looking at is a Zetec S.

Well done on washing the cars today!!!