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My £3k challenge

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Comments

  • Primula
    Primula Posts: 953 Forumite
    Well done Yukkibear on these two extra payments. DD found £1 today on the sofa (from OH's pocket), but she happily said finder's keepers!
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Lol Primula, I think you have to let her have that one :)
  • Well done on the tiny payments every little helps.
    Mortgage: £59709.77 (26/08/17) Now £58683.93 MFD Nov 2033
    Current OP Savings £3952.68.
    Milestone no 1 reached 07 Dec 17. Working towards milestone no 2 net debt £50000.
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    £5 from scratchies received yesterday and I rounded the balance down today by paying £4.27 off.

    Posted three parcels today and will list some more tonight.
    Just done my first Pcone survey which is all good.


    Every little helps :)

    Happy weekend everyone
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Bleugh

    Spent some money this morning in Hobbycraft that I really didn't want to, and spent a tenner last night on bingo that I didn't want to. I have the money but I'll be moaning next month that I'm skint again.

    Still bought some bits for work as well today and I got a note back so that will go straight to the loan and sod the current account lol.

    Going to have a nice chilled beer tonight and cook a chip dinner, we haven't had chips for ages but we have my nephew sleeping tonight and he asked for chips and pizza for tea, so nice aunty that I am of course obliged as we went around the shops
  • crapwithcash82
    crapwithcash82 Posts: 1,044 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hello Yukkibear, just passing through (having a break from revision!!) and thought I'd say hello! You're total is looking better every time I come on, well done lovey!!

    Hope the kids enjoyed their chips and pizza :)

    CwC xxx
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    £31.64 landed from paypal this morning so chucked it off my loan.

    I really HAVE to stop spending money though, seem to be doing it every day and I WILL regret it. I don't need half the stuff I'm buying but don't know why I'm doing it. Maybe I'm rebelling against the loan lol.

    Am waiting on 6 payments from ebay. They better pay up soon. Have three parcels to post today and then I'm going to sort through DD's toys. She doesn't play with half of them and some are still from the baby days, so must get some listed in the free ads or ebay etc.
  • This past month our food shopping budget has gone right out the window I really must get back to writing a shopping list and sticking to it. This might explain why money is tight next month.
    Mortgage: £59709.77 (26/08/17) Now £58683.93 MFD Nov 2033
    Current OP Savings £3952.68.
    Milestone no 1 reached 07 Dec 17. Working towards milestone no 2 net debt £50000.
  • EssexHebridean
    EssexHebridean Posts: 24,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm having a shocking moneth with a shopping budget too, but there is at least method in my madness as we had a batch of vouchers from Tesco so we've been stocking up so as to make use of them.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    I've gone back to Sainsburys the last two weeks and I can see a reduction in the cost with not too much reduction in food so hopefully heading in the right direction with that. I still MUST meal plan better though as that will help.

    Two parcels posted today and still waiting for others to pay.

    £7.27 received from TCB so chucked that off the loan.

    Current acc is looking a bit dire for next month again but that's down to me spending unessicerily so I HAVE to curb that.

    I thought my cartax was due in aug but it's sept so that gives me an extra month's leeway so save for it.

    Off to MIL's today and we'll go for lunch. I am paying today because she always pays and I feel guilty. It wont be much over £10 though so not too bad.

    Plan for this afternoon / evening is to get some more bits on ebay and sort DD2's toy which I didn;t do yesterday as when I tried she kept playing with things I was putting away lol.
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