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The Good News Thread...
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Well, it's not quite the same thing, but I spoke to the company where my (long frozen) pension plan sits quietly minding its own business. The amount in the pot is currently £12,500, which was rather nice to hear. Of course it's no use to me whatsoever at the moment, can't touch a penny for 15 years, but it's nice to know it's there and untouchable. I also have 40,000 Accidental Death Insurance (fortunately they aren't queueing to push me down the stairs just yet!) which is a comfort - if something were to happen to me, it's good to know there would be something for the family. It would clear the debt that's in my name, but not the collective household debt. Would make a big dent overall though. Hmm, not really very cheerful is it?!If you can't be a good example, be a dire warning
MBNA charges and interest frozen
Egg/DLC repayment agreement reached
Feels like progress!0 -
The money I got back from bank charges finally went into my account today, Which means I can do a full and final settlement and wipe out one of my debts, Yay!!!!Official DFW Nerd Club - Member no. 086Proud to be dealing with my debts !Total Debt: Was £6368.84 :eek: now £945.36Sealed Pot Challenge 049 Aim £5000
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got a statement from British Gas for my Electicity last week and I noticed that I am £140 in credit with them. A quick phone call this morning and my monthly direct debits are being reduced by £10 per month and I have a lovely cheque in the post to me for £100 of the overpayment ( I have kept a bit of the overpayment in there for higher winter bills ). Thats another £100 to come off my credit card :j:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0
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I got my second set of bank charges back :j . Whoo Hoo :beer:Official DFW Nerd Club - Member no. 086Proud to be dealing with my debts !Total Debt: Was £6368.84 :eek: now £945.36Sealed Pot Challenge 049 Aim £5000
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time for the good news thread again :T
I paid off my last credit card today - Im debt free :j:cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:0 -
Well done oopsadaisy!!!!!
All 4 of my items are selling on ebay for £20.38 with 90 mins to go :j :j :j
All of the watchers are disappearing though, am sure they were you lot!!!!! (Boots No7 free gift bag going for £2.20 if you're interested!!!!!!)A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I paid the last bit of my CC off today thanks to some overtime money. All my debt now is in one place - a 0% car loan. It is a really positive feeling knowing that this is the last one:j
DFW nerd no = 281 (graduate)0 -
not a big one but i cancelled the oasis card i took out just before xmas for the 20% off offer, i'd paid the bill off in full when it came in and hadn't spent on it since!0
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I like this happy thread so I'm resurrecting it
Today I found out I'm getting £171 refund from British Gas and £13 a month reduction in my direct debits...still too high in my opinion so I'll be looking further into that!
Great news for me :j0 -
Today I worked out my budget for April. After all my bills and housekeeping etc I will have.........
24p left :j :j :j :j :j :j :j
yay, go me!!!!!!!!!!!!!!!!!!!
So, what shall I spend it on.........., bearing in mind a pack of Polo mints is 39p! 39P!!!!!!!!!!!!!!!!! daylight robbery :eek:Debt 17 12 06 - £7700.:eek: 1st Feb 07 £6903, getting there1st March 07 £6666 (yikes!) 1st April 07 £6329 17.8% 1st May £6085.48 21%, 1st June £5522.13 28.3%, 1st July £5194.46, 32.54%, 1st Aug £4700, 39%, 1st Sept £4411, 42.7% :j :j:j
Dreaming of Another Country Club Number 12!!!!!0
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