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A trilogy in seven parts.....hypno's latest efforts

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    No plans other than throw all the matched betting/scratchcard/mystery shop money etc that I can at it.....I need it cleared by September to make it all work, so that is 4 months - £1200 a month :eek: But it reduces by £400 a month anyway from the normal payments, so that makes £800 a month to find.........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    pania wrote: »
    Think i may join you in the lunch challenge if that is ok!!!! there is a vending machine in the canteen and all those 40p's on a packet of crisps or bottle of pop add up dont you know!! :D so if it is ok i may hijack that challenge to! :D


    Naughty vending machine its probably in mourning now due to all the time off work I have had! Easily get through 50p-£1 a day. Good luck.

    Hypno good luck on finding the £800 a month. Anything extra will help. Have you done an ebay/carboot spurge recently?
    :j
    May 2013 new beginnings:j
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    shaun40400 wrote: »

    is she more baaaaaarrrrrking then me!?? :rolleyes:


    Good grief! the mind boggles :rotfl::rotfl:

    If that is possible, then what a household you must have :rotfl:and you are well suited :D

    Glad you're back Shaun :D
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OliveOyl wrote: »
    Good grief! the mind boggles :rotfl::rotfl:

    If that is possible, then what a household you must have :rotfl:and you are well suited :D

    Glad you're back Shaun :D
    lets see
    im barking
    oh is barking
    elvin getting their
    es definitely has the gene ..his latest projects .. idea 1) make rain catchers like on cbb babies
    then put the tops back on and ship them to areas with no water.
    idea 2) hes trying to catch the three local cats by waving a leaf at them,,when asked why hes doing that...so i can race against them on my assault cause in the back garden ..
    local black and white cat baaarrrrrrrrking
    comes running over to me when i go out of the house ,mows then does double back flip rolls over on its back and waits for a tummy rub!!!
    our political leaders baaaaaaarrrrrrrrking
    they think they can get us out of the current economic mess
    lol-047.gif

    hi taxi nice to be back:santa2::xmassign:
    felt the love thanks everyone xxxxxxx
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hypno good luck on finding the £800 a month. Anything extra will help. Have you done an ebay/carboot spurge recently?

    Not done so far - just not had the time really, but I must get on to it.

    £800 a month equals £25 a day.........should be doable with a combination of MSE moneymaking stuff - dooyoo/scratchcards/mystery shopping/matched betting etc and not spending at lunchtimes.

    Shaun - looks like you are well within your comfort zone there :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Can I join the lunch challenge too? I scared myself stupid yesterday by looking at how much I've spent in my work canteen in 2009 - ~£150 :eek: My total food/cleaning stuff spend so far in 2009 is ~£470. I've spent just over 30% of my food budget in that place and its only barely edible most of the time! :mad:

    Lunch today is part of an 18p yellow stickered mahooooosive bagette I bought yesterday with some yummy red pepper humous and some random fruit :D
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • pania
    pania Posts: 8,258 Forumite
    ok. £25 per day it is. will get onto that when back from the gym...
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    £25 a day Hypno :eek: - if anyone can do it you can but that's a lot of money to find.

    We've started (almost) religiously bringing lunch to work - I used to bring things in quite a bit but OH never did - now muggins here is making us both lunch but at least it saves a lot of money - I tend to buy rolls and stuff reduced in Sainsburys and freeze them which helps with costs too.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, my homemade lunch is yummy - I probably spend £25 a week on lunches and coffees one way or another, so this is a huge saving I can make (although obviously I need to buy salad stuff to make it at home) so I reckon it is a true saving of about £15 a week, which is quite a lot! I don't get on with bread, so don't tend to bring sandwiches - salad is a bit more expensive, but that is the way it is!

    I am quite good at the "getting extra money in" type MSE stuff, but not so good at the "sticking to a budget" type MSE discipline, and this is where I think the key has to lie, not only for getting debt free, but staying that way!

    I am getting better, though, we have only had bank charges twice since August, and those were both for silly oversights rather than not having the money there (eg paying for something in the current account that has no money in, instead of the one that does have money in), whereas in years gone by, we got charged by the bank most weeks for something :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm back after first day. my eyes are killing 5 hours in front of a screen. At least I've survived! I took an apple and banana for lunch and just eaten some toast. Will have to get on board the lunchtime bandwagon to.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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