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A trilogy in seven parts.....hypno's latest efforts

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  • hypno06 wrote: »
    so.......where's this new diary, then?


    It will come when I'm not so groggy and sneezy... So tomorrow once I have been to Conditor and Cook and had cake (google them, I swear the cakes are as orgasmic as they look!):rotfl:


    There's other reasons as well, all my friends are off to Malaysia on Saturday and leaving me behind because I got myself into debt and can't secure a permanent job. I'm not sad about it, more horrendously jealous, but it's made me more determined to actually get my life sorted!
    :beer: Debt Free since July 2011 and it feels good! :beer:

    Now it's all about finding a deposit for a house!

    How do you amass £70k in a year?! :eek:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    hmmm.....I would be very jealous too - despite my best efforts not to be!

    Talking of cake - I will have been in my current job for 1 year next week, so will have to buy cake I suppose to celebrate.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    A whole year? Really? It seems so recently you were in the prison.

    I need some advice. I'm going to a party on Saturday, it's being given by a good friend to celebrate the tenth anniversary of her arriving in London. She's hired a bar, there will be food and drink laid on, and knowing my friend it will be a really good do. So my dilemma is... do I take a present? And if so, what?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Seaxwyn, sorry - you posted just as I had gone to bed. My answer would be that it is not an occasion where a present would be expected. What I would do is to make a home made card - no shop bought card will say "on the 10th anniversary of you arriving in London" but you can make a really personal one which will do as card and present all rolled into one, it is a personal gift, and no one else will have done the same.

    The only other thing I can think is to take a bottle of champagne, but that requires spending, unless you have a bottle in the wine rack that you can dust down.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    2 loans have come out and a scratchcard tenner has hit my account, which I have transferred to the egg loan, so my debt has reduced by £581 today......signature duly updated, and I will colour in squares when I get to work :D

    The egg loan now stands at £4726, so I really want to focus on getting that down to zero - it is key to providing the way of managing without the student, as the monthly payment is £422.......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Oh, and in a bid to stop spending unnecessary money, May sees my "lunch challenge" with myself - no shop bought temptations at lunchtime for the month. I have made myself a salad to take with me today, so I am off on the right foot!

    happy mayday everyone!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I need to take my lunch, to work! Feels good typing that. Have a good day.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Good luck lucielle!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    Think i may join you in the lunch challenge if that is ok!!!! there is a vending machine in the canteen and all those 40p's on a packet of crisps or bottle of pop add up dont you know!! :D so if it is ok i may hijack that challenge to! :D
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • pania
    pania Posts: 8,258 Forumite
    Just had a look at the egg loan payment. ouch!! :eek: that really would sort out the student issue wouldn't it that one. any plans on how to get shot quickest?
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
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