We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

benefits

My partner (allow not in legal terms) is currently self-employed and in the process of selling his business. The money earned from the sale of the business will pay off all the loans etc they have so will not anything left afterwards.

Its doubtful he will find a job straight away but will try.

Will they be able to claim benefits of any kind to assist in cost of living etc?
«1345

Comments

  • hbgirl
    hbgirl Posts: 109 Forumite
    how do you mean your partner not in legal terms? if you live together and are a couple, you are a couple for benefits purposes even if you are not married or in a civil partnership.

    so most benefits will be based on your joint income.

    he can apply for jobseekers allowance if he is looking for work. there are two types of JSA based on either income or NI contributions. depending on what he has paid whilst self employed he might not be entitled to the contribution based. so it will depend a lot on your income.

    if you can't afford to pay your rent and council tax you might be entitled to housing benefit and council tax benefit, made enquiries about this at your local council
    I work in Housing Benefits however my comments are my own understanding of the law / procedures and you should also check with your local authority.
  • You can not claim CJSA if you were previously self-employed.

    What is your current income?
    Do you have any savings?
  • leicsmarkyr
    leicsmarkyr Posts: 560 Forumite
    My income is 33K per annum and don't have any savings.

    Partner has paid the NI contributions whilst self employed
  • My income is 33K per annum and don't have any savings.

    Partner has paid the NI contributions whilst self employed
    On your income he would not be entitled to claim mean tested benefits.

    He would have paid class 2 which does not give entitlement to CBJSA
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Self employed NI contributions are not enough for JSA in general, you need to have paid two years of class 1 contributions.

    sunnyone
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    On your income he would not be entitled to claim mean tested benefits.

    He would have paid class 2 which does not give entitlement to CBJSA

    The exception would be if, whilst self employed, he had set up a limited company and was an employee. Then Class 1 Conts would have been paid.
    Gone ... or have I?
  • leicsmarkyr
    leicsmarkyr Posts: 560 Forumite
    It was not a limited company.

    So basically my partner cannot claim anything whatsoever. Maybe we should split up and then be able to claim!
  • It was not a limited company.

    So basically my partner cannot claim anything whatsoever. Maybe we should split up and then be able to claim!
    If you split up and are still in the relationship living apart you will still be treated as a couple for benefit purposes so he still would not be entitled. Your income is well above average, so I may be old fashioned, why can you not support him whilst he finds a job. I am surprised that you are thinknig about splitting up so he can claim state benefits, you are supposed to be partners!
  • leicsmarkyr
    leicsmarkyr Posts: 560 Forumite
    I am not saying I not / won't support. After I have paid all bills, loan payment etc I have circa £170 for food, social pleasure (not that I do much anyway) and emergencies. So does not leave much to support

    All I saying why after I pay my tax and he paid his he can't get anything. He's been doing 80+ hours a week for 5 years and had no more than 10 days off (and so have I to help) so deserves a break.

    You see others getting everything and anything so feel unfair he can't. I know it's part of life. I not asking for everything, just basics say £50 per week to help in essentials like food

    Only reason said to split was more benefial in long run not that I want to or will do. That way he assessed on own merit

    If you split up and are still in the relationship living apart you will still be treated as a couple for benefit purposes so he still would not be entitled. Your income is well above average, so I may be old fashioned, why can you not support him whilst he finds a job. I am surprised that you are thinknig about splitting up so he can claim state benefits, you are supposed to be partners!
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite

    All I saying why after I pay my tax and he paid his he can't get anything. He's been doing 80+ hours a week for 5 years and had no more than 10 days off (and so have I to help) so deserves a break.

    If he's put in that number of hours for that long one might expect him to have savings!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.