urg's 123 Back to Basics Debt Free Plan

urg123

mogchops wrote: »

wow, that is amazing, to reduce it by half in just a year! That really is an achievement, well done!!

Thanks Mogchops! I feel quite pleased with myself as it really is mostly me doing all the work. OH helps by providing the treats (i.e. meals out and take aways) so that I don't feel too deprived. I have worked out that if I didn't have the debt payments I would have about £900 every month - isn't that scary! That's not including the money that I am receiving from the tenant. Oh well - just think I'll be able to save that soon.

taxi73 wrote: »

Hope everything is going ok for you x

Hi Taxi,
Today feels like I have taken 3 steps forward and 2 back. I went to Weight Watchers and managed to lose 4.5 lbs!!!!!!!! I am really pleased with myself as I have really dedicated myself to it. The meeting is quite a raucous one with quite a lot of ribbing so I think I will enjoy it. I met my cousin for dinner afterwards. It was really nice to see her and we a lovely meal just aboout within my points allowance.
I have also been rushing to get a job application in - I really wanted to do it last night but the site was down! I have managed to get in but I haven't printed it off and read it fully. Oh well, I hope I get an interview from it. I don't have all of the required experience (finance).

Oh - I've just seen Rob Lowe's rear end :heartsmil. The movie looks awful but I can't say no to a bit of Rob! :smileyheaI love him in The West Wing.

Work is really busy at the moment. I don't even get a chance to have a quick read of DFW most days. It's going to be like this for a while! I really shouldn't complain - I have a job when so many are struggling to find one.

I better get to bed - in 10 mins - I need my DFW fix.

urg x x

taxi73

Well done on the weight loss.
Good luck for the job as well.You will get one you want sometime but as you say st least you've got a job.

urg123

Thanks Taxi

Today has been a day! I work in a university and helped on the clearing line. It's never been this busy!

I' then went to the hospital as OH's mum is unwell. She's had emergency surgery tonight. It's all very stressful and he can get very stressed. He's gone back to see her before heading back home for the night.

I'm also panicking about how i am getting everything done. As usual I leave everything to the last minute. I have assignment that I need to post next Wednesday and i haven't done much of it all. I am hoping that I can dedicate some time this weekend or I'll have to take some last minute time off work to get done!

My new tentant is moving in tomorrow. The flat isn't as I'd like it but I'm too tired to get it sparkling. I also can't really run the hoover around this late! I'll do some last minute tidying before heading to bed.

Better get off - I just needed to come on to unwind for a bit.

Hope all is well in diary land.

urg x x

Buffythedebtslayer

I know things are a bit :eek: at the moment but I think you are doing really well both on the debt front and the weight loss!:j

hope OH 's Mum is doing ok and well if you have to take time off to finish the essay well its not the end of the world

xxxx

taxi73

Hope OHs mum is recovering from her op.
You really need to have some unwind time if only half an hour ..just to clear your head...
Great that your lodger is moving in as that'll help.

urg123

Thanks guys!

Am just sitting here trying not to fall asleep:rolleyes:.

Work was really busy today - it is fun but hard work.

OH's mum is improving - still not great but OH is more positive which is good.

New lodger moved in - she's so nice and the real bonus is she doesn't have a lot of stuff. I think we are going to get on really well.

I had a really bad WW day so have written today off and will get back to it tomorrow.

I might go and find my knitting from last year to help to relax but also feel like I am not doing nothing.

urg x x

taxi73

Nice that you are getting on with your lodger..that's half the battle.
Glad to hear OHS mum is recovering.
Please try to relax a little..you'll be more productive after a rest .

urg123

Good morning Taxi

I had a really good night's sleep. I feel so much better. i have quite a lot to do today but I will make sure I take some 'me' time - I know I need it!

Hope the sun is shining where you are too!

urg x x

Money_Fritter

Hi Urg123,

Good to hear the lodger is nice and you will get on, that makes it so much easier. I am still thinking about getting a lodger myself. Not really made up my mind yet as I like my space.

Anyway good luck with your list today, I have a huge list too, including decorating, which I must get to after one more coffee. :rotfl:

Money Fritter

hypno06

That's good news that you think the lodger will be fine.....no hidden pickaxes or strange collections of chainmail armour amongst the luggage