Fresh tax year fresh diary ( i cant locate my other one) :D

youareallhelpingme

. Only me!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Happytogetdebtfree

lol so lovely to see you ive pmd again bit more detail since i know you now lol lol xx

youareallhelpingme

Hows the world treating you? Hope all is well!

Happytogetdebtfree

Morning sorry for poor updates :-) the world is treating me well numbers are tricking dodn nicely I'm in to the 40 series so pleasing stuff :-) how's you xx

jwil

Glad you are ok Happy, missed you! Great news on being in the 40s!

youareallhelpingme

Glad to hear its going well :T.

Been a good week, DS got his grammar school place, I won a £20 asos voucher, and our business got some new contracts. Not a bad week really

Happytogetdebtfree

Evening, glad to hear all is well in the world :-) busy weekend :-) I'm shattered xx jwill missed you too. You are well do e on the new contracts xx

CITDFW

just popping in to say Hi ! will catch up on what i've missed in last few months. hope you are well x

Happytogetdebtfree

Good evening if anyone is reading, i havent posted on my diary since march tsk naughty naughty i am back with positive vibes and new approaches towards the negative wealth, ( a word i adopted from firewalkers thread) ....
I am now approaching my life with the jar system ... i know i liked to overpay the negative wealth in chunks well i have taken to saving for each aspect of negative wealth and when i reach the required amount to pay and close i do so... i was not getting the sense of achievement by paying into black holes and now i can see i am achieving savings and meeting goals if that makes sense .... nothing much to really say well okay my favourite joy of my jar system is the play account thats our monthly spend for us and me time and no guilt in spending ive set my stands and il reach my goals but i feel im doing it in a much more positve way, for those who dont know what the jar system is it is as follows :
1) Neccessities - aim 55% this is all household bills etc ... for some its higher than 55% but eventually it will balance out right and more than likely end up less
2) Financial Freedom Account FFA.. aim 10% this is the account that you will use to invest and make assetts with your nest egg so to speak it is never emptied you only take back what you earn from your FFA so the amount increases etc etc
3) Longterm saving spends... 10% this is for things that will take awhile to save for such as house deposits, holidays plush cars or in my stand paying off the negative wealth..
4) Play account 10% this is the account for you what you get to blow every month guilt free you can only allow 3 months to accumulate ... it is to teach us how to recieve things that are goof for the soul etc etc
5) Education 10% this is for educating yourself holistically self help books books about finances stock markets spiritualism just better adapting yourself ... quote "if you think education is expensive try ignorance" " we are either living or we are dying" and i choose to live
6) Giving 5% this is for charities birthays etc etc it doesnt have to be cash it can be time it can be things you do to help others .... its t harv ekers way basically ....:o

so i am now going to try my hand at winning the money game rather than trying not to loose the money game and by what i understand this is done by showing you can manage money, its not about how much money you have its about how you manage it ... split a £1 it doenst have to be big amounts but you have to start at an amount that is achievable that you can commit every month ... so the challenge begins so to speak x:o

Happytogetdebtfree

Good morning all, i promised i would post daily, today has been productive business is flourishing in numerous ways money been doubled and trippled so the universe is corresponding to the song we are singing :jwhat we think and thank about we bring about ....

Not much on the sunday agenda for me bit of reading of firewalkers thread and some visiting of family is on the cards ... now lets start the sunday with a nice cup of coffeee happy days xx