Fresh tax year fresh diary ( i cant locate my other one) :D

Happytogetdebtfree

Hi lOve I wondered how you were I've seen your old name On some threads xx how us your debt free journey? Xx

Muffin86

I'm good thanks I lost the plot with moneytroubles lol cos I kept dipping in and out the forums! Paid off some debts last year and think i got a bit cocky! And eased up on the debt busting! But back with evangence now! Esp with new bambino on the way! Glad to see your still going strong xxx

Woowoo

Hey Happy

Where you hiding to love? Hope your ok x

Pippajo

Morning Happy, hope last nights shift wasn't too bad.

You are going great guns! I decided to focus on a different target than the loan a its interest free but is £1300 approx. We just don't have enough income to clear that in a year but will aim for £650. Now how to do it??????????????????????

Happytogetdebtfree

Hi nights ok but tired :-) finding an extra 65 a month is doable is it something you already make a payment to? Do what woo woo does any extra you find just over pay it works out on average at 2 pound a day tonfind or not spend or a magazine can be one days payment etc x:-) only do what's comfortable for you some months you can afford more other months basic living is a priority :-) x

Pippajo

It would have to be found extra . i need to come to a proper agreement with them and then try and overpay with any extras (or put in an account to pay a lump sum but its there if I need it - like I thought about with the loan) If they stop interest etc then it will come down quicker. Just want another thing to be gone

youareallhelpingme

Evening Happy - what ya been up to?

youareallhelpingme

You OK? saw on some other threads that you've had a carrpy few weeks x

Happytogetdebtfree

Hi I'm fine now just a few usual upsets oh loosing job but hopeful everythings working out :-) it's hard to overpay debts when you have unsafe job security :-) how are you doing xx

youareallhelpingme

Hugs hun x Thats awful. Are you going to manage ok just on your wage? maybe now is the time to think about selling the flat, moving back to your mums and clearing everything so you can start again as a couple in a self build?

I'm good thanks, luck came my way for a while, won lottery 4 times in jan, only small wins but . Got brand new laptop to replace faulty one as full replacement. Got some bonuses that I wasn't expecting. I've tendered for a big contract but as I had all that luck I'm expecting this to come crashing down and all my dreams be gone :eek:.

You make sure you stick around on here xxxxxxxxxxxxxxx